9 Best Small Towns to Retire in Colorado

Meaning the "color red" in Spanish, this name was first given to what would become the state of Colorado in the 16th century by wandering conquistadors and missionaries. The first written records of Colorado by European explorers tell a story of unmatched beauty and pristine wilderness. Something that is just as true today as it was 400 years ago. Colorado is an outdoor lovers' paradise. If you like to fish, hike, or just bask in the fresh air of the forests, then you might want to consider Colorado on your list of places to spend your years in retirement.

Fort Collins

Only a few hours north of Denver, Fort Collins is a great mix of urban and rural lifestyles. The hustle and bustle of Denver are nearly nonexistent, but it still has all the infrastructure that a large city might be expected to have.

Fort Collins offers quality hospitals and dependable, safe public transportation. If you enjoy outdoor activities, numerous trails and hiking paths are just minutes away. The city is renowned for being a university town, home to Colorado State University with over 30,000 students. This large student population has infused Fort Collins with a vibrant, lively atmosphere that sets it apart from other places on this list.

Colorado Springs

Colorado Springs is an ideal place to go if you love to hike or go on long walks through the wilderness. The outskirts of this small city are a great place to get lost and explore the unique and interesting landscape. With a bit of desert and woodlands mashed into one, the surrounding area of Colorado Springs is one of a kind.

This town is fantastic when it comes to access to top-tier doctors, specialists, and hospitals. There are nearly 15 well-respected hospitals, health centers, and senior homes, all located within the city limits of Colorado Springs. Many festivals are hosted all year round, too, particularly around the Fourth of July and Christmas. No matter the season, there is a good chance they will be a festival going on somewhere.

Evergreen

Nestled at the foot of the Rocky Mountains, Evergreen is the perfect place to go to experience the typical Colorado lifestyle. With snowcapped peaks and thick forests covering the nearby hills and valleys, it will be hard to beat Evergreen in terms of views.

However, this natural wonder does come with a price tag. The average income in Evergreen hovers around $80,000 USD per year. The cost of living is relatively higher than in the rest of Colorado and neighboring states, and the housing market is pricy. If you can afford to make a move, then by all means, do so. The awe-inspiring views you will wake up to every morning will be worth more than the price of admission.

Golden

Originally settled in the middle of the 19th century during the gold rush era in Colorado, the small town of Golden has managed to hold on to and preserve its frontier charm and charisma. There are nearly 20,000 people who call this mountain town home, 10% of which fall into the category of senior citizens.

Golden is just a 25-minute drive from Denver and Boulder. Its proximity to Colorado's largest city offers many advantages, including access to top health professionals and enjoyable day trips. Sports fans will appreciate being within a short drive to watch the Rockies, Avalanche, Nuggets, or Broncos play at home.

Greeley

Located between Boulder and Fort Collins, Greenly is only a stone's throw away from the legendary Rocky Mountain National Park. This park is famous for its stellar camping grounds and challenging yet rewarding hikes that lead into the hills.

Greenley is currently experiencing a renaissance, with recent economic and cultural growth over the past decade that is expected to continue into the 2020s. The town also boasts an impressive art and museum scene. If outdoor activities are not your top focus, you can explore your artistic side instead.

Pueblo

Named after the fascinating Pueblo tribe that once ruled over this part of the United States, the contemporary town is just as interesting and unique. Pueblo is an infusion of Mexican, indigenous, and Western cultures all into one.

The amount of great food and festivals in Pueblo are hard to beat anywhere else. Every other weekend there is likely to be some notable public event that you can attend. Pueblo is also one of the most affordable towns in all of Colorado. The average home here is going to cost around $300,000 USD. A pretty decent bargain considering what you will get access to in the long run.

Cañon City

Sitting right along the majestic Royal Gorge, the town of Cañon City is a typical small desert town. "Typical" does not mean boring or generic but rather quaint and community-based. The locals here are some of the warmest and most welcoming people you will ever come across.

Almost 25% of the town's residents are over 65, making it appealing for newcomers seeking a relaxed retirement. The town's community events primarily cater to older adults. For those who enjoy staying active, there are plenty of activities nearby. Taking leisurely walks into the desert is an enjoyable way to spend an afternoon, and a gondola ride across the nearby canyons and gorges also offers a scenic adventure.

Fort Morgan

The sleepy town of Fort Morgan is located right along the banks of the South Platte River. The scenic and laid-back place is the perfect spot for those who are looking to keep things slow when they retire.

Fort Morgan has plenty to do, but there is no need to rush anywhere. More than a quarter of the population here is over the age of 65. With access to good healthcare and the great outdoors just a few steps away at all times, it is no wonder that Fort Morgan has long been one of the most popular places to retire in Colorado.

Fruita

With a cheap cost of living, affordable housing, low crime, and some of the best scenery in Colorado, Fruita is one of the hidden gems of this state. Located near the Utah border, this small town is certainly one of the more "remote" places on this list.

The benefits of the great outdoors are best exemplified in Fruita. With the stunning Kodels and Monument Canyon just a short drive away, it is no wonder so many active and adventurous seniors retire here. The restaurants here are also top-notch. Local icons like Munchies Pizza & Deli are community staples and great places to meet new people.

Forget Florida or California. If your goal is to enjoy your golden years in the sun, do so in style in Colorado. The pristine natural beauty of this state ranks among the best in the country, if not the world. As you age, maintaining a healthy lifestyle is essential, and with scenery like this, it's easy to get involved in hiking or biking.