8 Best Towns In The Ozarks To Retire Comfortably
The Ozark Mountains extend across four different states: Missouri, Arkansas, Oklahoma, and the southeast corner of Kansas. With such a diverse landscape, there are numerous towns surrounding the Ozarks that offer excellent options for retirement. There are many things that no one tells you about retirement, which can cause anxiety, and many lack a formal plan. Nearly 67% Americans between the ages of 50 and 74 do not have a formal plan for retirement. Examining these statistics, it is evident that it is never too early to begin planning for retirement. With mild weather, scenic beauty, affordable living, and supportive communities, these eight towns in the Ozarks have something for everyone.
Mammoth Spring, Arkansas
Mammoth Spring, Arkansas, is not only home to one of the world's largest national springs, but is also a town with low taxes, mild climate, and affordable living costs. The median home price is approximately $164,900, making it a popular place for retirees. Safer than a majority of cities and towns in America, Mammoth Spring offers residents safety and security amid a beautiful landscape. There are several hospitals within 50 miles of Mammoth Springs, as well as the Mammoth Spring Senior Life Center, which provides transportation, social activities, wellness services, and meals. For a fun day of activities, residents can visit Mammoth Spring State Park, which features the Historic 1886 Frisco Train Depot and Museum, playground, walking trail, and the Spring River, popular for boating, kayaking, and fishing.
Eureka Springs, Arkansas
Located in northwestern Arkansas is Eureka Springs, a stunning town in the Ozark Mountains. Being $60,000 less than the state average, the housing price is between $250,000 and $260,000, making it a great place to retire. Additionally, Eureka Springs has a significantly lower rate of crime than the national average and has 20 hospitals within 50 miles. With year-round activities to keep seniors busy, the Eureka Springs Community Center has a lot to offer, such as events, workshops, and classes. Lake Leatherwood City Park is a great place to spend time outdoors, featuring a lake, bait shop, boat launch, and 25+ miles of trails to explore. For a day of shopping, head to Downtown Eureka Springs, where you will find popular taverns, eclectic restaurants, and adorable galleries and shops.
Mountain Home, Arkansas
Mountain Home, Arkansas, is a popular retirement destination, known for its outdoor activities, welcoming community, low crime rate, and affordable cost of living. The median house price is $232,200, which is 3% below the state average. For medical care, there are several hospitals located near Mountain Home, as well as the town’s main hospital, Baxter Health Medical Center, offering emergency, primary, and specialty care. Those looking for either independent or assisted living communities, Southern Meadows is a great option, as it provides seniors with thoughtfully designed homes and services. A popular spot among residents is Cooper Park, open to the public, visitors can go swimming in an outdoor pool, play baseball in a pristine field, catch-up with others at the youth and senior centers, or just sit back and enjoy a picnic in one of the parks beautiful pavilions.
Van Buren, Arkansas
Northeast of Fort Smith is the well-populated area of Van Buren, Arkansas. With a population of approximately 24,400, the town offers a faster-paced lifestyle for retirees, with many hospitals, retirement centers, and activities. Despite this, the average house price is lower than the state average at around $226,500. There are many retirement, health, and senior centers in Van Buren, such as the Legacy Heights Retirement Center and the Van Buren Senior Center, which offer low-cost activities for residents. Those who enjoy an entertaining night out can visit the King Opera House, an event venue that features many shows throughout the year, such as musicals, theatre performances, and even an open-mic night. During the day, there is plenty to see and do, as well as a visit to Lee Creek Park, a 104-acre area with walking trails, fishing, boating, and kayaking along the Arkansas River.
Harrison, Arkansas
Found in the northwestern corner of Arkansas, in the Ozark Mountains, is the town of Harrison. The town is home to many retirees and families and has a median house price of $208,000, which is lower than the state average. The Boone County Senior Activity and Wellness Center offers health and wellness programs and opportunities for socializing. There are also two flea markets, Love Joy Collectibles, and the Junk-Shun Barn Flea Market, that are a great way to spend time admiring and purchasing unique items. With easy access to the Buffalo National River, residents are able to enjoy a variety of activities, both inside and outside the water. Harrison is also host to the annual NW Arkansas Seniors Games, where fun and friendly competition is always welcome.
Eminence, Missouri
Located within the Ozark National Scenic Riverways and in the heart of the Missouri Ozark Hills is Eminence, Missouri. This small, quiet town, with a median house price of around $175,000, offers a peaceful natural environment, and with the Jack’s Fork River running through the middle of town, it is a one-of-a-kind location. Retirees have access to Hilltop Haven Residential Care, an assisted living facility that provides seniors with personal support and care. Eminence also has the Shannon County Health Center, which can meet a number of health care needs, even offering in-home services. Staying active is easy in Eminence, with the Current River and Jack’s Fork River providing ample opportunities for outdoor adventure, and with the help of various rental services, such as Carr’s Canoe Rental, there is little in the way of access to exploration.
Jasper, Arkansas
The Ozark Mountain town of Jasper, Arkansas, with a population of approximately 520, has a median house price of $234,000. The price of living, along with the scenic beauty and outdoor activities, makes Jasper a great town for retirement. The Newton County Senior Activity and Wellness Center provides residents with access to various events found in their monthly newsletter. Spend the day taking in stunning views at the Arkansas Grand Canyon, which is described as one of the finest loops in Arkansas. For those who enjoy adventure, make sure to visit the Horseshoe Canyon Ranch, a family-friendly space that offers mountain biking, ziplining, rock climbing, and rustic cabins. Another activity that is sure to offer endless fun is renting a canoe, raft, or kayak from Rio Buffalo Outfitter and drifting down the Buffalo River.
Sunrise Beach, Missouri
A great retirement area can be found in the small town of Sunrise Beach, Missouri. While the median house price varies, there are a number of properties on sale for under $250,000, making it more affordable than a number of other towns in the state. Located nearby are the Lake Regional Health System and three independent living communities. A particularly stunning place that sits at the edge of the waters is Timberlake Village, which specifically caters to senior citizens/adults. Take the time to visit Sunrise Beach Community Center to participate in the many classes offered, such as yoga and painting. Residents can often be found boating on the Lake of the Ozarks or enjoying great food at one of the local waterside restaurants, such as Captain Ron’s.
America is in the midst of a retirement crisis, fueled largely by a combination of insufficient savings and a general lack of long-term financial planning. Many are approaching their golden years with uncertainty, wondering how and where they can afford to retire comfortably. But despite such challenges, it is never too late to find that perfect place to relax, recharge, and truly enjoy life after work. These towns in the Ozarks offer an affordable and serene alternative to the more expensive coastal retirement locations. Regardless of whether you are attracted to the low cost of living, the wealth of outdoor recreation, or the charm of life in a small town, the Ozarks deliver on all fronts.
