8 Best Towns In Pennsylvania To Retire Comfortably
Pennsylvania offers retirees a pleasant combination of scenic mountain valleys, charming small towns, and fascinating historical sites. "The Keystone State" also has budget-friendly policies, including no state tax on retirement income, making it an attractive place to spend the golden years affordably. Residents enjoy excellent access to quality healthcare, with numerous top-rated hospitals and medical centers for seniors, like the Milton S. Hershey Medical Center. Here are the eight best towns in Pennsylvania to retire comfortably.
Bedford
Bedford is a charming and affordable town that provides a peaceful lifestyle with proximity to quality healthcare. It is home to UPMC (University of Pittsburgh Medical Center) Bedford Hospital, meaning retirees can access essential medical services without travelling long distances. Housing costs are also well below the national average, making it easier to stretch those retirement savings. Bedford’s walkable downtown and strong sense of community only add to its appeal. For residents interested in taking in the sights, the 18th-century Old Bedford Village offers rich history just minutes from home.
Benezette
Benezette retirees enjoy a serene and budget-friendly lifestyle complemented by solid healthcare access. Residents can attend to their medical needs at nearby UPMC Cole Memorial in Coudersport or Penn Highlands Elk Hospital in St. Marys. Both are within easy driving distance and have primary care, emergency services, and specialist visits available. The town’s cost of living is notably low, particularly for groceries and rent, so fixed incomes can stretch further without compromising essentials. Winslow Hill Elk Viewing Area and the scenic Marion Brooks Natural Area are ideal for nature lovers and help make Benzette the perfect setting for comfortable retirement days.
Hershey
Hershey is widely known for its chocolate production and is often called "the sweetest place on Earth." Yet this town has much more than just chocolate. It has excellent amenities, including well-maintained parks, senior-friendly recreational programs, and quality medical care through Penn State Health Milton S. Hershey Medical Center. Retirees benefit from a strong sense of community and easy access to shopping and dining. The cost of living is also reasonable considering the high standard of local services and entertainment options. This includes the popular Hershey Gardens, a stunning 23-acre botanical garden where visitors can take a peaceful stroll any time of year.
Johnstown
Retiring in Johnstown means living an affordable lifestyle enhanced by diverse amenities and community spirit. The town boasts accessible healthcare through Conemaugh Health System's regional hospital and several clinics catering to seniors. Monthly living costs are well below the national average, which makes living on a fixed income much easier. Residents who enjoy a bit of culture can take in concerts at Peoples Natural Gas Park and historical insights at the Johnstown Flood Museum. Outdoor lovers will want to check out the iconic Johnstown Inclined Plane for the renowned scenic views.
Marietta
Marietta is a quiet yet vibrant town nestled along the gorgeous Susquehanna River. Retirement is affordable in Marietta since housing and other living costs are lower than the national average, making living on a fixed income easy. Nearby healthcare services in Lancaster provide access to quality medical care without long commutes. From charming river walks to local antique shops, there are numerous opportunities for leisure. The historic Northwest Lancaster County River Trail is one of the more popular attractions, with biking, birdwatching, and walking paths beside the river.
Milford
Milford blends historic elegance and the natural beauty of the Pocono Mountains, meaning retirees benefit from living in a culturally rich and visually stunning town. Housing is moderately priced, but the affordable transportation and utility costs offset this. There are hospitals in nearby Port Jervis and Scranton, while less urgent healthcare needs are met through local clinics. The town’s walkable center is filled with boutiques, galleries, and cafes that allow for an active lifestyle without all the big-city stress. The Grey Towers National Historic Site is a favorite local attraction, with landscaped gardens and forested trails that provide daily inspiration.
Ridgway
Ridgway is a budget-friendly haven for retirees who appreciate nature and a strong community spirit. The cost of living is significantly below the national average in terms of housing and healthcare, meaning living well on retirement savings is easy. The nearby Penn Highlands Elk provides accessible medical care, while the quiet streets and welcoming locals add to the town's appeal. Ridgway offers daily exploration opportunities in the stunning Allegheny National Forest. Retirees looking to add cultural flair to everyday life will love the Ridgway Historic District's preserved architecture and walkable downtown.
Wellsboro
Wellsboro provides a cozy, small-town lifestyle surrounded by rolling hills and fresh mountain air. Retirees benefit from a modest cost of living and convenient healthcare access via UPMC Wellsboro, with many other nearby specialists. The town supports an active lifestyle with year-round events, local shopping, and excellent dining. Its gaslit Main Street creates a timeless atmosphere perfect for those who like to walk in the evenings. Wellsboro's nearby Pennsylvania Grand Canyon offers scenic overlooks and hiking trails with endless outdoor enjoyment for those seeking peaceful recreation in nature.
These Pennsylvania towns combine affordability, quality healthcare access, and leisure in peaceful, scenic settings. Retiring in these pleasant locations is relaxing and rewarding, with low living costs, reliable medical services nearby, and plenty of ways to enjoy nature, culture, and community life. From quiet trails to vibrant main streets, these towns have a perfect mix of a comfortable pace and a welcoming atmosphere, supporting a fulfilling lifestyle in the next chapter of life.
