Route 50, the main street in western town of Ely, Nevada is seen against backdrop of mountain range.

8 Best Places To Call Home In Nevada In 2026

Nevada is more than casino lights and hot deserts. There are alpine mountain towns near the California border and tight-knit rural communities in mining and ranching country. The state's median home price sits at about $473,300. These 8 Nevada towns offer median home prices well below the state average making them affordable places to call home.

Top retirement picks statewide

Elko

View of the Chilton Centennial Tower in Elko, Nevada.
View of the Chilton Centennial Tower in Elko, Nevada. Image credit: E Fehrenbacher / Shutterstock.com

In Northeastern Nevada, there is a town called Elko, which is known for its gold mining and cowboy culture. It is surrounded by high-desert mountains and has an organized local economy, solid household incomes, and active community events.

There are lots of things to do in Elko, despite its population being just about 20,500. If you are interested in recreational activities, check out Lamoille Canyon, where you can enjoy scenic hikes through the Ruby Mountains, alpine lakes, waterfalls, and high peaks. The Western Folklife Center is the home of the famous National Cowboy Poetry Gathering, which celebrates rural cowboy poetry, music, and ranching stories. This is a great place to go to when you want to learn and become more educated about the western history of Elko.

The California Trail Interpretive Center is another educational place to visit and allows you to explore its interactive exhibits detailing the grueling journeys of the 250,000 pioneers who trekked across this land in the mid-19th century. After some exploring and educational activities, get a bite to eat at Star Hotel. Here, you can indulge in Elko's rich Basque heritage by eating family-style meals that include steak and other Basque specialties.

Ely

Hotel Nevada in Ely, Nevada.
Hotel Nevada in Ely, Nevada. Image credit Sandra Foyt via Shutterstock

If you are looking for a perfect mountain town to call home, Ely is filled with rich history and crisp, clean mountain air. The population is about 4,400 residents, and the median home price is around $268,000. It was originally founded as a copper mining town and is a gateway to Great Basin National Park, which results in high affordability alongside its close-knit communities.

The Great Basin National Park is neighboring the town of Ely, located about an hour east. This park is a local and traveller favorite place to explore. It is filled with ancient Bristlecone pine groves, and you can take tours of the Lehman Caves before taking a long hike up the 13,063-foot Wheeler Peak.

The Nevada Northern Railway is a popular attraction in Ely where locals and visitors can take a ride on a fully operational, coal-fired steam train. This railway is also a National Historic Landmark that offers stargazing activities on the trains. If you are a believer or skeptic looking for a spookier side to the railway, the ghost tours given there are fun to experience as well.

Ward Charcoal Ovens State Historic Park is another historic landmark worth visiting if you love outdoor recreation activities. Here, you can walk inside the massive, beehive-shaped stone ovens that were built in the 1870s to process silver ore. Stargazing is a highly popular activity to do in Ely too, and its surrounding parks are known for having some of the darkest night skies in the continental United States, full of brilliant, naked-eye views of the Milky Way.

Fernley

Fernley, Nevada.
Fernley, Nevada.

Located just 30 miles east of the Reno-Sparks metro area, Fernley is an incredibly popular spot for young professionals and families seeking lower housing costs without needing to worry about long commutes to work. Fernley's population is about 24,500 residents, and the median home price ranges between $390,000 and $396,000.

By taking a short drive north of Fernley, there is a lake called Pyramid Lake, where you can enjoy fishing and kayaking. This large desert lake is especially popular for Lahontan trout fishing.

If you love nature and bird watching, the Fernley Wildlife Management Area is a wonderful recreational spot to enjoy these activities, along with hiking through the wetlands that draw in migrating waterfowl.

Winnemucca

The Griddle is a locally owned restaurant in Winnemucca, Nevada.
The Griddle is a locally owned restaurant in Winnemucca, Nevada. Image credit melissamn via Shutterstock

Winnemucca is a smaller town that sits right along Interstate 80 in northern Nevada, with a population of just around 8,500. Winnemucca is a highly self-sufficient ranching and mining town. It holds high interest for retirees and for families wanting lower daily costs and plenty of open space. The median home price is $345,600.

If you love history and museums, the Humboldt Museum overlooks the Humboldt River, which displays antique cars, old pioneer cabins, and a huge collection of local Ice Age fossils that have been discovered in the region. A perfect dose of nature and history blended together.

For outdoor activities, there is the Water Canyon Recreation Area, just southeast of town. This jagged canyon has many shaded picnic areas, running streams, and trails leading up into the Santa Rosa Range.

For more history, you can visit the Buckaroo Hall of Fame, a popular place to learn about the history of the town's Great Basin cowboys (or "buckaroos") with its gear, saddle collections, and local art displays.

Best downtown districts in Nevada

Pahrump

An aerial view of the Pahrump, Nevada.
An aerial view of Pahrump, Nevada.

If you want that southern Nevada sunshine and proximity to Las Vegas without the high prices or master-planned HOA restrictions, Pahrump is a vast desert valley community that has increasingly become popular for retirees and remote workers. If you are one of them, this is a highly recommended place to live. The population is a little higher than other places mentioned, but the conveniences make it worth it. The median home price is $375,000, and the population sits at about 44,500.

There are lots of activities here to enjoy, whether they are big or small. Wine tasting at Pahrump Valley Winery is a popular place where you can enjoy award-winning wines and then a fine dinner right in the middle of the desert. A truly memorable experience that can also become your local winery to unwind at.

Spring Mountain Motor Resort & Country Park is a popular spot to visit if you are into motorsports, and it features a large multi-configuration road course. And then, if you want to take a day trip to Death Valley the next day, Pahrump is an excellent base camp for you to take a short drive west that takes you straight into the terrain of Death Valley National Park.

Fallon

Downtown street in Fallon, Nevada.
Downtown street in Fallon, Nevada.

With a population of about 9,300 and a median home price of around $390,800, Fallon is known as the "Oasis of Nevada" due to the nearby Lahontan Valley irrigation projects. Fallon is filled with green alfalfa farmlands with a high-desert surrounding. It is also home to the Naval Air Station Fallon (the real-world home of the TOPGUN training program).

The most popular activities in Fallon include places like Grimes Point Archaeological Area, where you can walk on a short petroglyph trail to see the thousands of years of Native American rock art carved into dark basalt boulders. Then you can check out the Sand Mountain recreation area, which is a 600-foot-high sand dune that is highly popular with off-road vehicles and sandboarders.

The Stillwater National Wildlife Refuge is a fun place to explore if you love nature and birdlife. This is a world-renowned sanctuary for hundreds of thousands of migrating shorebirds and waterfowl in the desert marshes.

Carson City

Aerial view of Carson City, the capital of Nevada.
Aerial view of Carson City, the capital of Nevada.

Carson City may be the state capital, but it is a decently affordable place to call home. The population is about 58,500 people, with a median house price between $440,000 and $450,000. Carson City provides residents with a steady balance of stable government jobs, historical ambience, and great outdoor recreation. Carson City is located right at the base of the Sierra Nevada, which gives you Reno-area convenience without the crowded prices.

For a chance to walk through nature and history at the same time, go walk the Kit Carson Trail, and make sure you follow the blue line painted on the sidewalks through the historic West Side to see 1800s Victorian mansions, including the Orion Clemens home (where his brother, Mark Twain, stayed).

The Nevada State Railroad Museum houses a restored Virginia & Truckee Railroad locomotive that once hauled fortunes in silver from the Comstock Lode. A cool place to visit when you want to learn more about the area.

The best part of living in Carson City is that it is not far from Lake Tahoe. If you drive just 20-30 minutes up the mountain pass, you will reach the pristine, turquoise waters of Lake Tahoe, where you can enjoy the outdoor activities there like boating, skiing in winter, and year-round fishing.

Dayton

Stone footings of old Mining Mill in Dayton, Nevada.
Stone footings of old Mining Mill in Dayton, Nevada.

Just over the hill from Carson City along the Carson River lies the town of Dayton, which holds the site of the very first gold discovery in Nevada back in 1849. It functions as a historic, quiet community with great affordability and beautiful views of the valley. In Dayton, the population is 15,000, with a median home price of about $453,600.

At Dayton State Park, you can relax under the giant cottonwood trees along the Carson River or explore the ruins of the historic Rock Point Mill, which was built in 1861 to process silver ore. After exploring the park, you can head over to Dayton Valley Golf Club to complete your day. Challenge yourself on this premier, Arnold Palmer-designed championship course with scenic water hazards and desert backdrops.

For another activity, you can drive just 15 minutes up the winding historic highways to explore the legendary, bustling 1860s silver mining boomtown of Virginia City on the Comstock Lode.

Nevada towns locals love

Making the Move: Your Affordable Nevada Awaits

Planting roots down in Nevada doesn't have to compromise your budget or settle for a crowded suburban area. By looking past the major metropolitan areas of Las Vegas and Reno, where typical prices consistently pull the state median up to around $473,300, you can choose to unlock an entirely different side of Nevada. Towns like Elko, Ely, and Fallon prove that exceptional affordability, local traditions, and massive expanses of wilderness can seamlessly come together. Whether you are chasing the dark stargazing skies of the high desert or a small, close community with a lower cost of living, these smaller towns offer a rich, authentic quality of life that easily redefines what it means to call Nevada home.

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