Aerial view of a sunset over Fremont, Nebraska. Editorial credit: Wirestock Creators / Shutterstock.com

7 Wallet-Friendly Small Towns To Retire In Nebraska

Retiring in Nebraska provides the perfect blend of safety, affordability, and quality of life that is appealing to individuals who are looking for comfort in their later years. With an average home value of around $267,254, the state makes owning a home attainable while keeping everyday living expenses low. Ranked 12th in affordability, the small towns in Nebraska are known for their access to quality public health care, high safety ratings, and a strong sense of community. From peaceful neighborhoods to senior-friendly activities and endless support, these seven wallet-friendly small towns show why Nebraska is a great place to enjoy retirement.

Beatrice

Downtown Beatrice, Nebraska.
Downtown Beatrice, Nebraska. Image credit: Jasperdo via Flickr.com.

With a strong sense of community, low crime rates, and affordable housing, Beatrice, Nebraska, is an ideal town for retirement. With an average home value of approximately $179,851, it is significantly less expensive than the state average. Services for individuals over the age of 55 are available at the Beatrice Senior Center, a perfect place for meeting new people, making friends, and staying active. Additionally, the Beatrice YMCA has a Foreverwell Program for seniors, providing Parkinson’s exercises, social events, and fitness. The Community Players is one of Nebraska’s most active performing arts organizations and has produced numerous events. With select shows noted as senior-friendly performances and various accessibility services, this award-winning theater is worth a visit. Find fresh fruits, vegetables, and more at the Beatrice Farmers Market, held in the downtown area every Thursday.

North Platte

Historic Canteen District in downtown North Platte, Nebraska.
Historic Canteen District in downtown North Platte, Nebraska. (Image credit: Nagel Photography / Shutterstock.com.)

North Platte, located in the west-central area of the state, has dedicated senior services that offer older residents a sense of safety and security. The average home value is around $202,576, and there are several services dedicated to seniors. The North Platte Senior Center provides an array of services and events, such as dances, bingo, a lending library, and educational programs. North Platte also has the West Central Nebraska Area Agency on Aging, offering senior care options, care management, legal assistance, and more. Take a self-guided tour of Buffalo Bill State Historical Park, with 25 acres of land great for walking, and contains the home of the famous Buffalo Bill, along with outbuildings and barns. For history lovers, the Lincoln County Historical Museum consists of the main museum and an entire village created of historic structures from the area.

Lexington

Downtown Lexington.
Downtown Lexington. By Matthew Trump at the English-language Wikipedia, CC BY-SA 3.0. Wikipedia.

A town that offers seniors plenty of outdoor activities and senior support is Lexington, Nebraska. The average home value is around $203,435, making it an affordable option for retirement. A particularly popular option for older residents is the Lexington Grand Generation Center, catering mostly to seniors 60 years and older with meals on wheels, social activities, and wellness programs. Those seeking independent living can find it at Shackley Retirement Village, a community for individuals 55 and older, located right next to the Lexington Regional Health Center hospital. There are plenty of events to enjoy at Mac’s Creek Winery and Brewery, located on the banks of Spring Creek. Spend the night drinking wine and participating in such activities as Couples Bingo Night, the Soup and Wine Festival, Live Music at the Creek, and Puzzle Night.

Gering

Scotts Bluff National Monument, Gering, Nebraska.
Scotts Bluff National Monument, Gering, Nebraska.

Known for its natural beauty and welcoming community, is the town of Gering. Offering small-town charm and affordable housing, with the average value of $204,040, the area is perfect for seniors seeking an active retirement. The Gering Senior Center is a place for seniors to meet and engage in social activities, and participate in educational and wellness programs. Walk amid the remnants of the Oregon Trail at Scotts Bluff National Monument, a 3,000-acre park featuring unique formations of rock and stunning outdoor scenery. Those interested in accounts of agricultural and human history in the area can visit the Legacy of the Plains Museum. The museum features various structures, including an 80-acre working farm along with antique farming equipment. Additionally, every year, the Heirlooms and Harvest Weekend is held on site, featuring food vendors, blacksmithing demonstrations, and potato picking.

Alliance

Carhenge in Alliance, Nebraska.
Carhenge in Alliance, Nebraska. Image credit marekuliasz via Shutterstock

One of the most affordable places for retirement is Alliance, Nebraska, with an average home value of approximately $164,769. The Alliance Senior Center is a top senior resource in the area, dedicated to enhancing life quality through community support and engagement of seniors. Sit by the Central Park Fountain, a historical landmark that provides a perfect spot to relax, take a walk, and see the stunning water displays. Visit one of the museums in town, such as Dobby’s Frontier Town, a living history museum located in Nebraska’s Sandhills. Filled with historic buildings and artifacts, the museum tells the story of life from the turn of the century to the 1930s. In downtown Alliance, community members gather for Heritage Days, a five-day event offering a wide range of activities from movies in the park, dance performances, and Carnival.

Hastings

Downtown Hastings, Nebraska: north side of 2nd Street.
Downtown Hastings, Nebraska: north side of 2nd Street.

There are many things about the town of Hastings that make it an appealing place to retire, such as access to senior services, an average home value of around $193,028, and many senior-friendly activities. Several senior centers are located throughout town, offering older residents a choice on which location best suits their needs. The Golden Friendship Center is one such center, providing activities and home-delivered meals for seniors. Learn about Nebraska’s natural history and culture at Hastings Museum, the largest municipal museum situated between Denver and Chicago. While there, guests can also explore their large domed planetarium and theater featuring a 70-foot-wide screen. The YMCA of Hastings has Active Older Adult programs which include educational outings, social gatherings, land, and water exercise. Take a stroll around Heartwell Park, a beautiful green space featuring a pond for fishing and feeding ducks, fountains, and a wading pool.

Fremont

Fremont, Nebraska.
Fremont, Nebraska. Editorial Photo Credit: Image credit: Jasperdo via Flickr.

A strong sense of community and the town’s convenient location make Fremont a popular place for retirement. The average home value is $244,085, which is lower than the overall state average. The Fremont Friendship Center offers support for seniors, encourages independence, and, with no membership charge, it is a place where everyone over 60 years old can connect and participate in activities. Take a class through the Fremont Area Art Association, which has two locations in town that host activities for all ages, such as cooking, decorating classes, ink and watercolor workshops, as well as organizing seasonal and community events. Throughout the warmer months, the town of Fremont hosts a free, family-friendly Concerts in the Park Series. The event is held on Thursday nights in June and includes various food vendors, live outdoor music, and children’s activities.

Stress-Free Living

Choosing where to retire is about more than affordability; it is about finding a community that feels comfortable, safe, and fulfilling. Nebraska offers retirees a great system of support by providing access to excellent healthcare, low housing costs, and a lifestyle focused on outdoor recreation and community bonds. With a high number of retirees living in the state and towns designed for stress-free living, Nebraska continues to be an ideal place for those seeking long-term security and comfort.

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