8 Most Affordable Towns to Retire in The Adirondack Mountains
Retiring to the beautiful small towns in the Adirondack Mountains is a recipe for a blissful, fun, safe, and healthy post-work life. These towns are spoiled by nature, starting from the mountains overlooking them and some lakes by their banks. Also, with their low population, laid-back vibes, affordable housing, and high population of seniors, retirees can feel at home in these charming towns. Without further ado, discover the most affordable towns in the Adirondacks for retirees.
North Creek
North Creek in Warren County is a small town of just above 500 residents, ideal for retirees who love to enjoy a slow-paced, laid-back retirement. For social retirees, however, there are many other hamlets in the main Johnsburg town and its surrounding areas with a larger population to mingle with fellow retirees. But North Creek offers affordable housing with an average home price of below $300,000 and crime is almost unheard of, which makes it a haven to live out a retirement.
To relax and feel young at heart, retirees can even take scenic gondola rides in Gore Mountain, or embark on rail bike tours on the Upper Hudson River with Revolution Rail. Meanwhile, history buffs can go back in time at the North Creek Depot Museum to learn about the town's history.
Schroon Lake
Schroon is a town within the Adirondack Park, housing the hamlet of Schroon Lake which lies by the lake of the same name. Retirees can either stay in the main town or the hamlet by the lake, which is the largest community and has about 800 residents. Here, accommodation is affordable, with an average home price costing $324,000, while the crime rate is negligible, and retirees are assured of a placid environment to relax, brood, and enjoy nature. In addition, Schroon and Paradox Lakes are within the town for boating, canoeing, kayaking, swimming, and fishing experiences.
The scenic Schroon Lake Town Beach is also available for relaxation as it features green areas for picnics and quaint restaurants to enjoy lunch. Retirees can also kick back at the Strand Theatre to enjoy thrilling movies or head to the Spectacle Pond Trailhead for an easy hike to explore nature around a pond and exercise.
Tupper Lake
Retire in Tupper Lake and experience laid-back vibes, pristine scenery, natural beauty, and quietness. This charming town west of Lake Placid has all the draw cards for retirees. Its population is just above 5,000, with around 22% beyond 65 years of age (as of 2022), creating not just a peaceful aura but one of like minds. Retirees will also benefit from the affordable housing scheme in Tupper Lake, with an average home costing below $300,000, which is far less than the average in the US (around $420,000). On the fun side, Tupper Lake may be small and less populated, but it is never boring.
The town is located along the Racquette Pond, a small scenic lake where retirees can rent boats and kayaks to explore the waters and surrounding scenery. The Wild Center is another interesting attraction in town with trails along woods, boardwalks, live exhibits, and canoe trips on the Raquette River that runs through it. Art lovers can always spend time at the Tupper Arts, featuring two art galleries, art events, and dance classes.
Old Forge
Old Forge is a hamlet in Webb Town, Herkimer County, with approximately 800 residents, perfect for a peaceful and quiet retirement. With such a low population, locals are friendly, the air is clear, and the scenery is beautiful. These features make Old Forge inviting for retirees, in addition to affordable housing. While the median home price sits around $500,000, prices are trending downward. But there is more. The town is framed by the Adirondack Mountains while lying still by the Moose River, west of Fulton Chain of Lakes. These lakes are recreational spots for boating, fishing, kayaking, and canoeing.
The town also is home to the Moose River Farm which is an exciting destination to have fun trekking with llamas and sighting other animals on tours. The Enchanted Forest Water Safari is another attraction that makes the town exciting as it is the latest water park in New York, with thrilling rides.
Saranac Lake
Saranac Lake is a picturesque lake town and the largest in Adirondack Park, with a population of around 4,000. Saranac Lake is one of the cheapest places in New York, with a living cost approximately 20% lower than the national average and a median home selling price of around $350,000. When it comes to relaxation, retirees will find several options in town, starting from the Adirondack Center for Loon Conservation, where you can see and learn more about loons.
The Saranac Lake Marina is a popular spot in town where visitors can enjoy boating, canoeing, kayaking, and fishing on the lake. For a touch of history, retirees can visit the Saranac Laboratory Museum, which showcases the town's history as a leading destination for tuberculosis treatment.
Indian Lake
Indian Lake is an ideal destination for retirees seeking stunning mountain views and scenic lakeside surroundings. Located in Hamilton County, this small lake town has fewer than 1,500 residents and offers affordable housing options, with median listing prices around $200,000. The community enjoys a low crime rate, and residents are generally warm and friendly. Notably, residents over 65 make up 21% of the population. For nature lovers, Indian Lake provides numerous outdoor activities, whether appreciating the water's beauty or fishing on the lake.
Additionally, several lakes and mountains surround the town, including Blue Mountain Lake, Big Bad Luck Pond, Cascade Pond, Adirondack Lake, and Crotched Pond, among others. Elsewhere, art lovers can spend time at the Adirondack Lakes Center for the Arts, home to art exhibits in three galleries, scintillating performances, and arts events.
Lake Placid
Lake Placid is a beautiful small town nestled in the Adirondacks, with Whiteface Mountain and its namesake lake as its backdrop. Although it is famous for hosting the 1980 Winter Olympics, it also makes an ideal retirement destination. The population, estimated at 2,205, helps maintain its peaceful vibe and low crime levels. Additionally, the town is budget-friendly, with a cost of living 10% below the national average and median home prices under $400,000.
While here, retirees can enjoy the lake's beauty and embark on fishing expeditions. Mirror Lake is an alternate option to Lake Placid and more suitable for boating, kayaking, and canoeing experiences. Elsewhere on the shores of Lake Placid, retirees can hike the easy Brewster Peninsula Trails to watch birds and admire nature.
Lake George
Lake George is a pristine, beautiful town on the shores of its namesake lake in Warren County, New York. With just above 3,000 residents, the town is quite peaceful, and has a negligible crime rate, making it safe for retirees. In terms of affordability, the cost of living in Lake George is generally lower than the national average, although housing can be expensive, with median home listing prices around $600,000. This is still lower than prices in New York City, where median home prices are around $800,000.
The town’s median age is 52.2, with nearly 15% of residents over 65, creating a community of seniors and middle-aged individuals. Retirees can enjoy activities like boating, kayaking, and fishing on Lake George, while waterfront dining at the Boathouse and Boardwalk Restaurants offers scenic meals. History enthusiasts can visit Fort William Henry Museum, which showcases exhibits, sounds, and sights related to the Indian and French Wars.
The Adirondack Mountains are an area of stunning natural beauty and tranquility, ideal for retirees seeking a peaceful, nature-filled retirement. The mountains create a picturesque backdrop, accented by over 200 lakes in the foreground. Small, charming towns sit along these lakes and beneath the mountains, offering low crime, small populations, and numerous recreational options, making them perfect for retirement. These towns are also affordable and have a high percentage of residents over 65, offering retirees a great way to maximize their income while being surrounded by like-minded individuals.
