The City of Shelbyville, Kentucky redesign of Sixth Street is in the heart of the Historic District. Image credit Blue Meta via Shutterstock

7 Towns Perfect for Retirement in Kentucky

Among the gentle slopes and lush scenery of the Bluegrass State, Kentucky grants retirees an extensive culturally rich area, friendly communities, and hospitable neighborhoods. Kentucky has a tempting range of choices for retirees looking for a happy retirement. The options for retirees wishing to settle down are infinite, ranging from quaint little communities rich in history to booming metropolitan hubs furnished with modern conveniences.

Whether retirees like the quiet tranquility of rural life or the excitement of city living, retirees should be able to have the chance to explore activities such as taste-testing local foods, getting active at a well-maintained park, or even shopping at high-quality markets. These seven towns are perfect places to live and have enough to offer anyone throughout retirement.


Downtown Bardstown, Kentucky.
Downtown Bardstwon, Kentucky. Image credit Ryan_hoel via

Bardstown is an inviting town rich in history. It is also a cost-effective choice for retirees, given the median house listing price of only $299,900. Retirees cannot compromise on their healthcare needs, and Bardstown meets this demand. The town is home to the respected CHI Saint Joseph Health—Flaget Memorial Hospital, which grants locals convenient access to the majority of medical needs. There is no question why Bardstown is referred to as the "Bourbon Capital of the World." At the Bardstown Bourbon Company, retirees can learn about the town's rich history of bourbon-making, which dates back generations. Dive into the world of bourbon through guided tours and tastings.

A must-see place in Bardstown for anyone wishing to indulge in retail therapy is Mammys General Store. The store has a range of products to browse and buy, from furniture and clothes to flowers and gifts. Retirees can also relax and mingle at the Bardstown Swim Club, which offers an outdoor courtyard and a pool, an ideal environment for fun and relaxation.


Downtown Shelbyville, Kentucky.
Downtown Shelbyville, Kentucky. Image credit Blue Meta via

Located conveniently less than an hour's drive from Lexington and Louisville, Shelbyville is an ideal town for retirement. With a median house listing price of $350,000, the town has fairly priced property.

Locals will always have quick access to healthcare because of the extensive medical services provided by UofL Health Shelbyville Hospital, conveniently located within the town.

Gallrein Farms is the perfect place for retirees to spend time with their families. Produce, flowers, and a petting zoo enhance the farm's natural beauty, offering something enjoyable for all. For outdoor fun, retirees can tee off at the Shelbyville Country Club, which has an extensive golf course. Additionally, the club welcomes events, and is a venue for celebratory occasions.


The Graves County Courthouse in Mayfield, Kentucky.
The Graves County Courthouse in Mayfield, Kentucky. Image credit Roberto Galan via Shutterstock

Mayfield is a great option for seniors seeking reasonably priced housing with many facilities and a welcoming community. One of the most prominent features of Mayfield is its property market, with a median home listing price of approximately $199,300.

In addition, the Jackson Purchase Medical Center in Mayfield provides highly appreciated healthcare to enhance safety. This healthcare facility has the required medical services and treatments to guarantee that the population can access immediate medical care.

In Mayfield, the Mayfield Graves County YMCA makes it simple to maintain an active lifestyle. Residents enjoy the year-round health and wellness benefits of living in a friendly community with exercise equipment, classes, and an indoor pool.

Not far from Mayfield's downtown Honey Hill Farms is a lovely You-Pick Flower Market, a tranquil escape from the city's hustle and bustle. Retirees can browse the gift shop and select colorful flowers and products to liven up their homes.


Berea Crafts festival in Berea, Kentucky.
Berea Crafts festival in Berea, Kentucky. Image credit Stephen Nwaloziri via

Berea is a town with a deep history and meaningful artwork. This appealing slice of Kentucky offers attractive home options with a median house listing price of $259,900 for individuals about to retire. As another enticing feature that comes with affordable housing, the leading medical facility in the community, Saint Joseph Berea stands apart because of its two consecutive Outstanding Patient Experience AwardsTM, which it received in 2024 and 2023. The Berea Pinnacles have lovely walking routes, making them an excellent option for retirees who enjoy being outside.

Berea also offers an abundance of cultural and entertainment activities. The Spotlight Playhouse hosts events in its two performing venues nearly every week of the year. Retirees can visit the Berea Farmer's Market for tasty cuisine, artisan goods, and more outdoor entertainment.


Lancaster United Methodist Church.
Lancaster United Methodist Church. Image credit Public domain, via Wikimedia Commons

Despite its modest size in comparison to other cities, Lancaster offers a wide range of attractions, such as dining options, retail establishments, parks, and more. Living here is less expensive than in many other towns, with a median home listing price of approximately $300,000, and residents enjoy slower living styles and an abundance of beautiful natural surroundings.

With easily accessible medical services, the North Garrard Family Medical Center is a vital component of the Ephraim McDowell Fort Logan Hospital network.

Herrington Lake provides boating and fishing so that retirees won't be deficient in vitamin D. It's a great area to unwind and enjoy leisure activities.

Golf aficionados will appreciate the expansive grounds of the Peninsula Golf Resort-Golf Course, where friendly regulars gather for a game on the green. Culture and entertainment thrive at the Lancaster Grand Theatre, where captivating theater productions await, promising delightful experiences for theater lovers.


Old Concrete Arch Bridge in Prestonsburg, Kentucky.
Old Concrete Arch Bridge in Prestonsburg, Kentucky.

Coined “The Star City of Eastern Kentucky,” Prestonsburg, Kentucky, is fitting for a place to retire. The median house listing price is budget-friendly at $237,500.

But affordability isn't the only perk of living in Prestonsburg. Highlands ARH Regional Medical Center ensures residents' healthcare requirements are satisfied by giving them access to top-notch medical services.

The Mountain Arts Center, a center for Appalachian arts, represents the town's cultural heritage well. This creative gallery hosts interesting events, including engaging displays, educational programs, and live performances.

Retirees can visit the Mountain Muse to find one-of-a-kind items and handcrafted jewels. This downtown Prestonsburg store sells various items, including handmade and vintage gifts. It also holds painting lessons and live music events.

Retirees in the mood for classic fun can visit Bowl Rite Lanes, the perfect spot for bowling with friends and family.


Downtown church in Paintsville, Kentucky.
Downtown church in Paintsville, Kentucky. Image credit J654567, CC BY-SA 3.0, via Wikimedia Commons

Situated in the middle of the Country Music Highway, Paintsville is a top choice for retirees. Among the other towns in Kentucky, it is the most economical choice, with a median property listing price of $169,900. Paintsville's allure, though, goes beyond its affordability. At the Paintsville ARH Hospital, locals receive first-rate healthcare without the hassle of leaving the town. The town is rich in culture and history, and attractions like the nearby Mountain HomePlace offer locals and visitors an up-close look at the area's past.

It is a privilege that Paintsville was Loretta Lynn's early home in the country music scene. Known for its role in the classic movie "Coal Miner's Daughter," Butcher Holler continues to be one of Eastern Kentucky's most prominent attractions, bringing people from all over the region to honor the Queen of Country. For a night on the town, retirees can check out the Historical Sipp Theatre. This gorgeously restored theater has entertainment for both locals and visitors.

Among the many towns in Kentucky, these seven communities are particularly fitting for retirement. Each community unquestionably provides retirees with recreational opportunities, affordability, and safety to enable them to have comfortable, secure, and pleasurable lives. In these Kentucky retirement communities, retirees can enjoy activities such as taking a leisurely stroll through the Berea Pinnacles, entertaining the family at Gallrein Farms, or just relaxing in the security of the surrounding neighborhoods. These seven towns are ideal for retirees to explore and have a laid-back everyday lifestyle because of their recreational possibilities and reasonable cost of living.

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