Kannapolis, North Carolina: Women walking dogs and mother taking picture of small child around the water feature along West Avenue on a sunny, spring day.

9 Top-Ranked Towns in North Carolina for Retirees

North Carolina is a highly desirable state for retirement, primarily due to its well-rounded selection of natural settings and exemptions from Social Security and retirement benefit taxes. In addition to these appealing factors, North Carolina offers a rich, heartwarming ambiance that enhances its allure, along with top-notch senior retirement communities and healthcare facilities. The abundance of attractions and advantages allows retirees in the Tar Heel State greater control over crafting their ideal retirement life in their new hometown. From the remote mountainous natural setting of Marion to the entertaining touristy allure of Beaufort, continue reading to find the ideal small town for your retirement in the Tar Heel State.

Kannapolis

Kannapolis City Hall in North Carolina
Kannapolis City Hall in North Carolina, By Bbarnette - Own work, CC BY-SA 4.0, Wikimedia Commons

Known for its historical prominence in the textile industry, Kannapolis is evolving into a health-centric community with wellness research centers, activities, and events emphasizing healthy living. From Community Yoga at the Cabarrus Health Alliance to the Find Your Fit program that matches locals with suitable wellness plans in town, newcomers to Kannapolis are fortunate to join a community that prioritizes well-being above all else. While the average home price in Kannapolis is $297,000 in 2024, the local experience is also enriched with historic elements of the town’s downtown area, featuring quirky entertainment destinations like the Gem Theater, built in 1948, and Atrium Health Ballpark, where local baseball matches are held. Caremoor Retirement Community, The Landings of Cabarrus, and Ann Street Senior Living are a few of the assisted living options available for seniors seeking accessible medical attention in their new home.

Wilson

Wilson, North Carolina: The Wilson Theater Downtown is Now the Boykin Cultural Center.
Wilson, North Carolina: The Wilson Theater Downtown is Now the Boykin Cultural Center, via Wileydoc / Shutterstock.com

Wilson represents the perfect balance between big-city lifestyle and small-town living. With a population of 47,731 residents, the town is also ranked as one of the best places to retire, offering top-notch healthcare options such as Wilson Medical Center, Interim HealthCare of Wilson, and home health services for at-home medical care. Parkwood Village and The Landing are two of the top-rated independent retirement communities, while Wilson Assisted Living and the upscale Spring Arbor of Wilson are noted as some of the best-assisted living centers. Additionally, seniors seeking private property can find their dream home at an average price of $298,950. The retirement experience is further enhanced by local events like the November Whirligig Festival, along with numerous museums where newcomers can learn more about the town's history, such as the Country Doctor Museum, North Carolina Baseball Museum, and Imagination Station Science Museum.

Nags Head

Aerial view of beach and outer banks at Nags Head, North Carolina
Aerial view of beach and outer banks at Nags Head, North Carolina

Nags Head is the ideal retirement destination in North Carolina, offering one of the best secluded beach experiences with the calmest beaches and largest natural sand dunes on the eastern shore. This retirement community stands out as an upscale option for seniors prioritizing natural abundance, peace of mind, and an active lifestyle. Despite being a paradise-like retirement experience, Nags Head is also one of the most expensive towns to retire in North Carolina due to its location in the highly desirable Outer Banks region, with average home prices of $899,000. With a small population of 3,183, seniors can own a colorful dream home on the waters or opt for affordable assisted living options like the top-rated Spring Arbor of Outer Banks and Peak Resources nursing home. Additionally, relocating to Nags Head allows residents to explore other nearby beach communities like the historic town of Manteo, Wanchese, and more.

Clemmons

Clemmons, North Carolina: Town Hall in Clemmons
Clemmons, North Carolina: Town Hall in Clemmons

Clemmons is an ideal retirement destination known for its suburban lifestyle rather than a beach-centric experience, given its location approximately 10.8 miles from the major city of Winston-Salem. Homes in Clemmons often feature spacious yards and private land, enhancing the appeal of its suburban atmosphere. Medical facilities are primarily located in the nearby Winston-Salem, with key options including Novant Health’s Forsyth Medical Center and the highly ranked Wake Forest Baptist Medical Center. Retirement communities in Clemmons include Brookstone of Clemmons assisted living, the nature-surrounded Trinity Elms, and The Courtyards at Middlebrook active living community. With an average home price of $419,900, Clemmons offers single seniors a more affordable lifestyle through community living, while couples can find a peaceful haven in neighborhoods rich with natural beauty.

Beaufort

Historic main street in Beaufort, North Carolina
Historic main street in Beaufort, North Carolina, via Stephen B. Goodwin / Shutterstock.com

Beaufort is the perfect retirement community for seniors seeking a tight-knit, walkable town that balances natural beauty with cultural richness. Renowned nationally as a top vacation spot in North Carolina, Beaufort's waterfront setting, vibrant independent small business scene, and rich maritime history dating back 300 years, make it an appealing small town for retirees. Senior living options in Beaufort include Beu Coast homes near the bustling shopping district of Front St and Graham Place Apartments, offering low-cost assisted living outside the town’s central area, with monthly rentals starting at $1,116. Newcomers will quickly feel integrated into the community, with opportunities to explore local history and culture at The North Carolina Maritime Museum and Harvey W. Smith Watercraft Center, as well as enjoying the town’s parks and natural treasures like Cape Lookout and Topsail Marine Memorial Park.

Marion

Marion, North Carolina: A sign for Hawkins Lumber Company business store shop and American Flag
Marion, North Carolina: A sign for Hawkins Lumber Company business store shop and American Flag, via krblokhin / iStock.com

Marion stands out as the best town in North Carolina for retirees who wish to enjoy a serene mountainous setting without sacrificing access to major healthcare and assisted living amenities. Surrounded by abundant forests, Marion offers a unique charm with its laid-back lifestyle, lush landscapes, fresh air, and stunning mountain views. Recognized by Travel and Leisure Magazine as one of North Carolina’s top destinations for active retirees, Marion has an average home price of $341,000. Senior living options in the town include Rose Hill Retirement, the upscale Fairview Assisted Living Center, and McDowell County Senior Center. Main healthcare facilities comprise Mission Hospital McDowell and Mission Health Center Sugar Hill, supplemented by various independent clinics and nursing homes like McDowell Family Care Associates.

Brevard

Main Street in Brevard, North Carolina.
Main Street in Brevard, North Carolina. Image credit Nolichuckyjake via Shutterstock.com

Brevard combines outdoor enjoyment with a welcoming atmosphere, highlighted by hidden waterfalls and vibrant main streets. It attracts retirees looking for an engaging community with its numerous events, such as The White Squirrel Festival and the Arts in The Air Festival in September. As one of the most popular mountain biking destinations in the United States, Brevard offers retirees the choice between nature-centric and cozy, heartwarming experiences in the town center. With median home prices at $560,000, residents can indulge in a tranquil, romantic cabin lifestyle amidst a serene forest setting, alongside friendly residents and unique wildlife, including white squirrels. Located 34.2 miles from Asheville, Brevard is a favorite among nature-loving retirees, with an impressive 38% of its population over 60 years old.

Washington

Downtown, Washington, North Carolina.
Downtown, Washington, North Carolina. Image credit Kyle J Little via Shutterstock.

Washington, or "Little Washington," stands out as a top town for retirees in North Carolina, thanks to its affordable, welcoming waterfront community situated 21.8 miles from Greenville. Renowned for its leisurely pace of life and as a center for watersport activities along the Pamlico River, Washington offers destinations like Goose Creek State Park and Havens Garden Park for outdoor enjoyment. With average home prices at $292,500, new residents can choose from settings in the forestry, waterfront, or central district. Local breweries and pubs, such as Pint at Pitt Street Brewing on the River and Mulberry House Brewery, play a vital role in the town’s social scene. Washington Manor Rest Home, River Trace Nursing, and Clara Manor are among the top-rated assisted living facilities, while Beaufort County Medical Center serves as the principal healthcare provider.

Tarboro

Old buildings line the main street in Tarboro, North Carolina.
Old buildings line the main street in Tarboro, North Carolina. Image credit Wileydoc via Shutterstock.

Tarboro presents an excellent value with average home prices at $240,000, offering one of the most affordable places to buy a home in North Carolina. Known for its favorable climate, rich local history showcased in the Edgecombe County Veteran’s Military Museum, Pender History Museum, and Blount-Bridgers Historical Arboretum, Tarboro is also prized for its affordability. Located 73.7 miles from Raleigh and 27.3 miles from Greenville, it provides a perfect balance for seniors seeking modern healthcare and urban amenities. With a population of 10,965, Tarboro offers a blend of city and town atmospheres, enriched by events like the Great Tarboro Art Bazaar and Blount-Bridgers Historical Gardens Annual Symposium. Its historic district adds to the town’s charm.

Before deciding to retire in one of North Carolina's small towns, visiting them and talking to locals for firsthand insights is crucial. The nine top-ranked towns for retirees in North Carolina showcase the diverse appeal that makes the state unique. Whether seeking an active retirement lifestyle or the convenience of communities near vibrant cities, North Carolina has options for every preference. Exploring these destinations firsthand can help you find the perfect place to settle down and fully enjoy your retirement.

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