8 Best Towns In Missouri For Retirees
If you're looking for a peaceful, affordable, and active place to retire, Missouri offers a variety of hidden gems ideally suited for your next chapter. Cities like Lebanon, Poplar Bluff, and Mexico combine low crime rates and budget-friendly housing with vibrant outdoor recreation and access to high-quality healthcare. Whether you're drawn to Lebanon's trout fishing and state-of-the-art fitness center, Hannibal's scenic charm and historic landmarks, or St. Charles' 4,700 acres of parks and award-winning hospitals, Missouri has a retirement destination to match your lifestyle and budget.
St. Charles
Nestled in the heart of Missouri, St. Charles is a tranquil and vibrant retirement town providing security and a strong sense of community. The town boasts lower homicide (FBI Crime Data Explorer) and violent crime rates well below the national average (Crimegrade.org); it's a secure place to call home. Nearly 20% of the population is over 65 (CensusReporter.org), creating a welcoming environment for retirees. The median home price is just $370,000 (Realtor.com), significantly more affordable than similar retirement destinations. Residents enjoy over 4,767 acres of scenic parks, including Frontier Park near Main Street, home to concerts, food trucks, and the Riverfest Festival. The nearby 237-mile Katy Trail offers unmatched outdoor recreation, while SSM Health St. Joseph Hospital, recognized for patient safety excellence in 2023 and 2024, ensures top-tier medical care close to home.
Boonville
Boonville is a serene, centrally located gem perfect for retirement. With a median sold home price of just $260,000, it offers incredible value without sacrificing charm or convenience. The town boasts an impressive safety record, with no homicides reported in the past 10 years. Ideally situated right off I-70, midway between Kansas City and St. Louis, Boonville provides easy access to big-city amenities while maintaining a relaxed, small-town feel. Residents enjoy local attractions like Hail Ridge Golf Course, the fascinating Mitchell Antique Motorcar Museum, and Warm Springs Ranch, home of the iconic Budweiser Clydesdales. High-quality health care is just a short drive away at Boone Hospital Center. Boonville combines comfort, culture, and care, making it a top-tier retirement destination.
Kimberling City
Born from the creation of Table Rock Dam and Reservoir, Kimberling City has grown into a scenic retreat known for its natural beauty and relaxed pace. With extremely low homicide rates reported by the FBI crime data, it’s a haven for retirees. The median home listing price of $330,000 makes it affordable compared to similar lake communities. Lakeshore Park, the city’s first official park, opened in 2019 and features a cozy green space with a playground and shaded seating, perfect for visiting grandkids or enjoying a quiet afternoon. Quality health care is close by at Cox Medical Center, recipient of the 2025 Outstanding Patient Experience Award.
Sedalia
Known as the "Queen City of the Prairies," Sedalia offers retirees a charming blend of history, affordability, and small-town hospitality in the heart of Missouri. With a median home listing price of just $230,000, which is well below the state average, Sedalia offers excellent value. NeighborhoodScout ranks Sedalia safer than most Missouri cities, particularly in violent crime, and with 17% of the population over age 65, it’s a great place to connect with fellow seniors. Explore the Missouri State Fairgrounds Historic District, home to 66 preserved structures, or visit Starline Brass Trail’s End, celebrating Sedalia’s legacy as an early cattle town. Quality healthcare is close at hand at Bothwell Regional Health Center.
Hannibal
Hannibal, Missouri, is a scenic and affordable retirement haven rich in history and natural beauty. In Hannibal, retirees can enjoy a scenic dinner cruise aboard the Mark Twain Riverboat, taking in breathtaking views of the Mississippi River while savoring a relaxing evening steeped in local charm. With a median home price of just $190,000, an impressive $100,000 below the state median, retirees can enjoy a comfortable lifestyle without stretching their budget. NeighborhoodScout reports lower violent crime rates than the state average, and with 20% of the population over 65, Hannibal fosters a strong senior community. Take in sweeping views from the Mark Twain Memorial Lighthouse or explore the serene trails of Julian Steyermark Woods Conservation Area, all within city limits. Premium healthcare is close by at Hannibal Regional Hospital, ensuring peace of mind.
Lebanon
Retire in comfort and confidence in Lebanon, Missouri, a welcoming community where quality living meets affordability. With crime rates significantly below state and national averages, Lebanon offers tranquility alongside small-town charm. Housing remains budget-friendly, with a median home price of just $285,000. Residents enjoy access to top-tier wellness amenities at Great Life Golf and Fitness, featuring certified instructors, a modern fitness center, an outdoor pool, and a snack bar. Nature lovers can cast a line at nearby Bennett Spring State Park, home to a hatchery producing 400,000 rainbow trout annually, or enjoy year-round trout fishing along the scenic Niangua River, just 12 miles west via Highway 64. Mercy Hospital Lebanon delivers high-quality healthcare close to home for added peace of mind.
Mexico
Mexico, Missouri, is an ideal retirement destination blessed with natural beauty. With a median home price of just $170,000, more than $100,000 below the state median, it’s a financially savvy choice for retirees. Neighborhood Scout reports lower violent and property crime rates than the state average, adding ease to your golden years. Outdoor enthusiasts will enjoy Lakeview Park’s 24-acre fishing lake with a boat ramp, ADA-accessible dock, and the serene Dorcas Trail, an ADA-accessible mile-long path perfect for walking, birdwatching, and connecting with friends. You'll be in good company with 18% of residents over 65. Plus, exceptional healthcare is just a short drive away at Boone Hospital Center.
Poplar Bluff
Poplar Bluff, Missouri, is a hidden treasure for retirees seeking affordability, safety, and a vibrant outdoor lifestyle. With a median home price of just $200,000, well below state and national averages, it’s a wise choice for stretching your retirement savings. Ranked in the top 74th percentile for safety by Neighborhood Scout, Poplar Bluff offers peace of mind and a welcoming community where 19% of the population is over age 65. Nature lovers will enjoy exploring Big Spring, one of Missouri’s earliest state parks, and fishing at Clearwater Lake, known for crappie and catfish during summer. The city also boasts scenic parks and a disc golf course for active recreation. Quality healthcare is close at hand with Three Rivers Healthcare, ensuring you stay healthy while enjoying all Poplar Bluff has to offer.
From the scenic trails of Mexico to the lakeside tranquility of Kimberling City, Missouri offers a diverse range of retirement destinations that prioritize safety, affordability, and community. Whether you prefer the cultural charm of Sedalia, the vibrant festivals of St. Charles, or the historic appeal of Hannibal, each city provides unique amenities tailored to an active and fulfilling retirement. With great home prices, low crime rates, and access to award-winning healthcare, Missouri is an innovative and rewarding place to enjoy your golden years.
