street view in Chelsea, Michigan

9 Best Small Towns In Michigan For Retirees

Imagine unwinding in the tranquility of a small town, surrounded by nature, and being a part of a close-knit community. Welcome to retirement in Michigan, a state filled with stunning landscapes, one-of-a-kind cuisine, and respected healthcare facilities. It ranks third in the nation for states to retire to, based on affordability, weather, and crime, and boasts a thriving economy. Michigan is also known as the Great Lakes State, as it's the only US state to border 4 Great Lakes. This makes the state an ideal destination for retirees who appreciate the peace and quiet of the great outdoors. Here are the top nine small towns in Michigan that offer the perfect retirement lifestyle.

Monroe

This aerial photo captures the heart of downtown Monroe, Michigan
This aerial photo captures the heart of downtown Monroe, Michigan

A charming town located on the shore of Lake Erie, Monroe is surrounded by breathtaking natural beauty. The town has several walking trails perfect for families and retirees, including Sterling State Park, known for its sandy beaches and bird-watching opportunities. The Sterling Marsh Trail is one of the easiest hikes in the park, with wildlife and water views. Those looking for a quiet walk on flat land can check out River Raisin National Battlefield Park, a short route through the site of an 1800s war battlefield.

There are several local traditions in Monroe that make it stand out, such as the annual Christmas at the Museum event at the Monroe County Museum. This yearly event brings special events and traditions to the town for families and individuals to enjoy. Another event locals look forward to is the Summer Concert Series held at St. Mary's Park. Attendees can enjoy the food trucks and get to know their neighbors while listening to local musical talent.

Ironwood

Downtown along Aurora Street in Ironwood, Michigan
Downtown along Aurora Street in Ironwood, Michigan, By Bobak Ha'Eri - Own work, CC BY 3.0, Wikimedia Commons

Ironwood is a small town in the Upper Peninsula of Michigan with a population of just 5,000 people. This quaint small town is a location that's ideal for nature enthusiasts, as it has several areas for skiing, golfing, and snowmobiling. But you don’t have to be a thrill seeker to enjoy Ironwood; the town is also known for its peaceful scenic beauty! One popular location is the Porcupine Mountains Wilderness State Park, where visitors can take in the incredible waterfall views or enjoy a night camping under the stars. 

 The town of Ironwood proudly celebrates its Finnish heritage with the National Finnish American Festival (NFAF) Cultural Center, which has a museum and gift shop. There's also the free annual Jack Frost Festival Tree Lighting at Depot Park that's perfect for retirees and their families. This holiday event has treats, live caroling, and a tree-lighting ceremony with over 800 lights. 

Frankenmuth

The Bavarian Belle paddle wheel boat offers dinners and excursions on the Cass River in the popular tourist town of Frankenmuth, Michigan
The Bavarian Belle paddle wheel boat offers dinners and excursions on the Cass River in the popular tourist town of Frankenmuth, Michigan, via ehrlif / iStock.com

Frankenmuth, nicknamed "Little Bavaria," is a small German-inspired town that offers unique cultural experiences. There's German food, buildings that look like they came straight from a fairytale, and charming shops lining the streets. Heritage Park is one of the most popular locations in the area for outdoor activities, with views of the Cass River and a walkway that takes guests on a peaceful stroll along the water. The Frankenmuth Covered Bridge, the largest in the state of Michigan, is also a must-see attraction. The covered bridge has a two-lane walkway and bike path for guests to use.

Frankenmuth is also home to one of Michigan's top attractions, Bronner's Christmas Wonderland, known as the world's largest Christmas store! The free Frankenmuth Christmas Shuttle is also perfect for retirees, as it stops at every Christmas attraction in the town every 20 minutes. Another great spot to stop in with the whole family for a day of fun is the Frankenmuth Ice Rink.

Huntington Woods

Huntington Woods City Office
Huntington Woods City Office, By WeaponizingArchitecture - Own work, CC BY-SA 4.0, Wikimedia Commons

If you're a retiree looking to be a short drive from Detroit, Huntington Woods may be the perfect small town for you. The town has a population of just over 6,000 and is known for its tight-knit community and close proximity to Beaumont Hospital. Scotia Park is a vibrant location in the town with views of Willow Lake and an opportunity to walk nature-lined trails. The Bicentennial Park Pathway is an asphalt, flat terrain walk with plenty of shaded areas and a charming boardwalk over the wetlands. 

Huntington Woods is known for its summer Concert in the Park event, which hosts food trucks and live performances at Scotia Park and Burton Park. There are also countless community events to ensure that retirees feel connected to their neighbors and the town. Huntington Woods provides Monday lunch events, a pen pal program with the local elementary school, and reassurance calls for those needing more support.

Benton Harbor

Main Street, Benton Harbor, Michigan
Main Street, Benton Harbor, Michigan

Benton Harbor, a charming small town located on the coast of Lake Michigan, has stunning views and is home to several vineyards. This makes it an ideal spot for retirees who appreciate nature and wine! Southwest Michigan’s Makers Trail is the best way to make sure you hit all the local wineries, breweries, and distilleries in the area, with some locations offering season ciders that bring a touch of fall to your tasting experience. After enjoying a drink, retirees can take a walk at the waterside Jean Klock Park or Rocky Gap Park, boasting a panoramic overlook deck.

The town of Benton Harbor's farmers market is a top destination for retirees, with access to locally grown produce and hand-made goods. The market is open every Wednesday from June through September, offering weekly events and an outdoor dining space. Benton Harbor also hosts the annual Blossomtime Festival, the town's oldest event celebrating the fruit-belt heritage with parades, pageants, and community events.

Saugatuck

Waterfront buildings near the entrance to the Oval Beach on Lake Michigan
Waterfront buildings near the entrance to the Oval Beach on Lake Michigan in Saugatuck, via PQK / Shutterstock.com

With a population of just over 850 people, Saugatuck is a small town perfect for retirees who appreciate the arts and outdoor activities. The area has several preserved dune areas, parks, and nature trails that provide a serene atmosphere for residents of any age to enjoy. One of Saugatuck's most popular outdoor activities is a ride on the hand-cranked Chain Ferry, providing scenic views of the Kalamazoo River during the summer months. It's a unique historic experience that's been operating since 1838.

Shops and galleries line Butler Street in Saugatuck, Michigan
Shops and galleries line Butler Street in Saugatuck, Michigan, via Kenneth Sponsler / Shutterstock.com

The Saugatuck Center for the Arts is a must-see attraction, hosting numerous performances and workshops throughout the year. The town also has several art galleries showcasing local talent, while Amazwi Contemporary Art Gallery is a beautiful studio with different types of original art from Africa on display and for sale. For retirees looking to explore their creative side, many classes and workshops are available at the Ox-Bow School of Art.

Riverview

Riverview Veterans Memorial Library
Riverview Veterans Memorial Library, By Kevin Payravi - Own work, CC BY-SA 4.0, Wikimedia Commons

Riverview is located in southern Michigan, with a population of just over 12,000 people. It's a great location for retirees who appreciate nature and want to be close to city amenities without actually living in the city. Young Patriots Park is popular among locals and visitors for its paved walking trails, picnic areas, and a path that takes guests on a stroll past a small pond and fountain. The park also has several historical monuments and plaques that add to its charm. The Recreation Pond Path is good for all ages and is just one-half mile long.

In addition to its natural beauty, Riverview also offers residents a variety of activities geared towards retirees. Some popular events at the town's senior community center include Bingo games, free computer classes, and a walking group to make sure you get your steps in! Riverview also has Summerfest, a four-day event with food, performances, rides, and the annual Christmas tree lighting celebration at Young Patriots Park.

Hastings

The business district on State Street in Hastings, Michigan
The business district on State Street in Hastings, Michigan

Hastings is a small town located in western Michigan known for its historic downtown area filled with unique shops and restaurants. It's an ideal location for retirees who appreciate small-town charm and want to live a quiet, leisurely lifestyle. The town also has several parks and nature areas for retirees to visit, such as Tyden Park and Historic Charlton Park, which features a historic village with restored buildings from the 19th century.

One unique event in Hastings is the Thornapple Arts Council Jazz Festival, featuring world-renowned jazz musicians performing free concerts throughout the town and connecting with young local musicians. Retirees can also participate in community events like Fridays at the Fountain or the farmers market on Wednesdays and Saturdays from May to October, where you can find fresh produce and support local businesses. With a strong sense of community and plenty of activities for all ages, Hastings is an excellent place for retirees to call home.

Chelsea

Chelsea Commercial Historic District
Chelsea Commercial Historic District, By Jamie Begin - Own work, CC BY-SA 4.0, Wikimedia Commons

Chelsea is a picturesque small town near Ann Arbor with a population of just over 5,000. The town is known for its beautiful landscapes, suburban feel, and outdoor activities. The town is home to several parks, including Pierce Park, which features a walking trail along the scenic Mill Creek and a playground for grandchildren to enjoy. The Waterloo Pickney to Lakeview Trail is a moderate hike with stunning views of Waterloo State Recreation Area and Silver Lake.

Chelsea also has a thriving arts scene, with art galleries showcasing local talent and unique shops featuring handcrafted items from Michigan artists. One popular event in Chelsea is Sounds & Sights on Thursday Nights, a weekly summer music series that takes place in downtown Chelsea. Retirees can also take part in various community events like the scrapbooking and crafting group that meets at the Chslea Banquet and Conference Center and the annual holiday parade during the winter months.

These small Michigan towns offer a serene and welcoming atmosphere for retirees, with plenty of opportunities to enjoy nature, engage in local events, and become a valued part of the community. Each town has its own unique charm and attractions that make it an ideal location for those looking to retire in Michigan. From scenic parks and outdoor activities to local festivals and cultural experiences, these small towns have something for everyone.

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