6 Most Comfortable Georgia Towns For Seniors For 2025
If Georgia is on your mind, now may be a good time to make it your home in any one of the six most comfortable Georgia towns for seniors in 2025. According to the Zillow Home Values Index, the average home value is $329,538, below the U.S. average of $360,727 in November 2025. Georgia does not tax Social Security benefits, and pension and retirement withdrawals are only partially taxed. Taxpayers aged 62 to 64 may exclude up to $35,000 of retirement income, and those 65 and older may exclude up to $65,000.
Peachtree City
Peachtree City is a well-planned community where seniors can move at their own pace along more than 100 miles of paved multi-use paths using the town’s signature mode of transportation, the golf cart. Seniors can rent a cart or buy one and use it to reach Lake McIntosh, a 650-acre reservoir popular for kayaking, or spend time fishing at the nearby 235-acre Lake Kedron reservoir. Another draw for social seniors is The Gathering Place, a senior center for residents over 50 years of age that hosts exercise classes, including water aerobics, clog dancing, and chair yoga. It also offers enrichment workshops on topics ranging from travel planning to home décor, along with twice-monthly screenings of newly released films.
Housing in Peachtree City runs about double the state average at $572,000, so seniors may want to weigh the cost against the lakes, greenways, golf cart mobility, and convenient access to Piedmont Fayette Hospital.
Gainesville
Seniors who enjoy lakefront scenery, cultural activities, and affordable housing will find those qualities in Gainesville, Georgia. With home values around $370,000, only slightly above the state average, the town’s proximity to Lake Lanier, a 1996 Olympic venue for canoeing and kayaking, keeps it appealing. The lake is home to the Lanier Canoe and Kayak Club and the Lake Lanier Rowing Club, where seniors can spend time fishing for 16 species of game fish, swimming in open water, or watching wakeboarding.
For seniors interested in cultural activities, the Smithgall Arts Center is a busy hub in a restored 1914 train station. The Quinlan Visual Arts Center in historic Gainesville includes five galleries that showcase rotating fine art exhibitions, including the current 78th Members’ Exhibition.
Gainesville is also a practical choice for seniors who want access to quality healthcare. Northeast Georgia Medical Center, the flagship hospital of the Northeast Georgia Health System, ranks among the top hospitals in the state and maintains a wide range of specialized services for seniors.
Ellijay
The North Georgia mountain town of Ellijay gives seniors a calm setting, with rolling hills, apple orchards, and flowing rivers shaping the landscape. Known as the “Apple Capital of Georgia,” the town includes several orchards such as BJ Reece Orchards and R and A Orchards, both with year-round farm markets where seniors can bring visiting family and grandchildren for activities like apple picking, hay rides, and petting zoos. Closer to downtown historic Ellijay, Harrison Park is a 26-acre green space suited for slow walks, picnicking, birdwatching, or photography. Amicalola Falls State Park & Lodge is an easy and scenic drive away and has accessible viewpoints of one of Georgia’s most well-known waterfalls.
With home values averaging around $413,000 and convenient access to care at Piedmont Mountainside Hospital, Ellijay gives seniors a balanced mix of affordability and peace of mind, along with several ways to stay active throughout the year.
Adairsville
Adairsville is an affordable, historic, and community-focused town that gives seniors budget-friendly living with home values around $296,000, along with a traditional southern small-town feel without heavy tourist traffic. The first town in Georgia to be fully listed on the National Register of Historic Places, the 1847 railroad depot now houses the Adairsville Depot History Museum & Welcome Center, which can serve as a useful starting point for seniors considering a move to this comfortable Georgia town.
Downtown Adairsville is very walkable, with antique shops like Peacock Junction Antique Mall, cafés, and local soul-food spots such as Tom & Hattie’s Restaurant set among shady, tree-lined streets and preserved 19th-century architecture. Visitors and relatives from out of town can stay at the Barnsley Resort, a retreat on 3,000 acres in the foothills of the Blue Ridge Mountains that includes a championship golf course, a spa, and farm-to-table dining.
Bainbridge
Bainbridge is known as the “Bass Capitol of Georgia,” a designation given in 2008 by the Georgia State Legislature. With access to both the Flint River and Lake Seminole, water sports enthusiasts and anglers have many options in a town known for its southern hospitality. In the center of town, new homeowners will find Willis Park, a garden park with a gazebo and fountain that also serves as a hub for community events and activities. Seniors who want to stay active on the links can join the Bainbridge Country Club, which has memberships ranging from executive to social, along with a pool, pavilion, and tennis courts. The 1921 Grille, named for the year the club opened, includes Sunday buffets and Friday night drinks and dinner for social time with neighbors.
Memorial Hospital & Manor delivers essential healthcare services, including skilled nursing care at the Manor, making it an important resource for seniors who need it. With home values averaging about $168,000, Bainbridge remains an affordable option for retirees who want access to care without a high cost of living.
St. Marys
Less than 10 minutes from the Florida state line, St. Marys is a coastal town where life moves at a slower pace, suitable for older adults interested in activities like fishing, golfing, or visiting Cumberland Island, one of the most scenic and undeveloped islands in Georgia. The island is accessible only by boat, and the passenger ferry runs year-round for seniors interested in nature and wildlife around St. Marys. The St. Marys History Walk, a 600-foot self-guided walking tour with 24 interpretive panels, highlights the town’s past. The downtown core is walkable, with access to restaurants and pubs such as Southern River Walk Bar & Grill and Brackish Beer Company, along with Cottle and Gunn, a small shop and café that hosts painting sessions, workshops, and occasions like High Tea.
With a cost of living that stays modest compared to many other coastal towns, St. Marys maintains good value for retirees, with average home prices around $310,000. Seniors also have access to care at the Camden Campus of the Southeast Georgia Health System while living along the St. Marys River.
Overview of Senior Living in Georgia
Georgia gives seniors sunshine, scenery, and a steady pace of living, whether that means using Peachtree City’s 100 miles of golf-cart paths, spending time near the water in Gainesville, visiting Ellijay’s orchards, walking the historic streets of Adairsville, fishing in Bainbridge’s bass-filled waterways, or enjoying the coastal setting of St. Marys near Cumberland Island. With choices that range from affordable small towns to areas with more resort-style amenities, along with strong healthcare access and home prices that often sit below many other Sun Belt states, Georgia remains a practical option for seniors.
