7 Best Colorado Towns For Retirees
When it’s time to retire, Colorado is the perfect place. Located in the Western United States, Colorado has a diverse landscape that ranges from deserts to snowy mountain peaks. With natural beauty full of leisure activities as well as access to quality healthcare, Colorado is an incredible choice for someone seeking a retirement full of both comfort and an active lifestyle. While major cities like Denver and Boulder often grab the spotlight, many of Colorado’s smaller towns are an ideal place for retirees who prefer a quieter pace of life and more affordability, all without sacrificing big city amenities like access to good healthcare. The seven best Colorado towns for retirees provide all-season leisure activities and a calendar year full of festivals and events to keep retirement a time to enjoy.
Littleton
Littleton offers an ideal mix of small-town life with big city convenience, making it a great retirement destination. Located just south of Denver, Littleton provides easy access to top tier healthcare facilities, like Littleton Adventist Hospital, and easy access to bigger hospitals in Denver if desired. The downtown area is walkable and filled with local shops and cafes like Lucile’s Creole Cafe. Cultural experiences like the Town Hall Arts Center have a schedule packed full of performances, events, and galas. Retirees can enjoy scenic strolls along the South Platte River or explore the extensive trail system. Littleton also boasts a variety of low-maintenance housing options, including condos and 55+ communities. With a strong sense of community and frequent events, Littleton is a welcoming community for older adults seeking both relaxation and engagement.
Windsor
Windsor is a growing small town in northern Colorado. Located between mountains and rolling fields, it is dubbed the place “where the open sky meets towering peaks.” People are moving here to enjoy an active lifestyle while avoiding big city crowds. Right in between Fort Collins, Loveland, and Greeley, Windsor provides quick accessibility to multiple hospitals and healthcare providers, as well as other big city amenities. Windsor is known for its outdoor spaces with over 40 miles of walking trails within town and open green spaces like Aberdour Park, making it ideal for active retirees who want to enjoy beautiful Colorado scenery. Housing options include condos, townhomes, and retirement communities designed for low maintenance living. Windsor’s downtown hosts farmers markets and festivals like the Summer Concert Series and Harvest Festival. With modern amenities and access to an active outdoor lifestyle, Windsor is perfect for retirees seeking easy active living.
Cañon City
Cañon City, often called the “Climate Capital of Colorado,” is a favorite among retirees for its mild weather and affordability. Located along the Arkansas River, it offers the views and outdoor activities Colorado is known for, like fishing, hiking, and golfing at the local Four Mile Ranch Golf Club. The town is home to St. Thomas More Hospital, ensuring reliable healthcare access. Cañon City’s housing market is budget friendly, below the state average by 24% with many single-story homes and retirement friendly developments. Downtown features the Royal George Regional Museum and History Center, which hosts events like historic bike tours through town. There are tons of great local restaurants, including Cañon City MUGS and Bunk House Burgers. Other events like the Blossom Festival and Parade add to the town’s exciting atmosphere. Cañon City balances peace and fun for retirees who love tight-knit communities that can’t be found in big cities.
Trinidad
Trinidad is a small Colorado town near the New Mexico border. Transitioning from a former coal town to a lively artistic hub, Trinidad is gaining popularity among retirees. The A.R. Mitchell Museum of Western Art rotates through exhibits and hosts a variety of events that encourage community involvement. The annual Santa Fe Trail Festival combines community and outdoor fun with live music and an annual 5km run or walk. The town has a local hospital, Mt. Dan Rafael Hospital, prioritizing that healthcare needs are met. The town is investing in revitalization projects that include more senior friendly housing for the growing demographic of seniors. Trinidad is very affordable, as the cost of living is 23% below the state average. For retirees seeking cultural richness and an affordable, close-knit community, Trinidad is a standout choice.
Fort Morgan
Fort Morgan, on Colorado’s eastern plains, along the South Platte River, is a peaceful and affordable town great for retirees. It maintains a well-structured community feel while providing essential health services like the Colorado Plains Medical Center, which has excellent reviews of senior care. Housing is notably affordable, and the town features a mix of single-level homes and low maintenance condos with median house prices 39% below the state average. Fort Morgan’s cultural scene includes the Fort Morgan Museum, which regularly hosts local arts events, while outdoor enthusiasts can enjoy nearby Riverside Park and walk along the South Platte River. The town hosts seasonal festivals and farmers' markets, creating a vibrant yet relaxed atmosphere. It’s a great choice for retirees who value simplicity, affordability, and a strong community spirit.
Berthoud
Berthoud, known as the “Garden Spot of Colorado,” is a small town perfect for any green thumb retirees; it also features a strong sense of community and a welcoming atmosphere for retirees. Located between Loveland and Longmont, it offers easy access to top notch healthcare facilities while maintaining a peaceful, small-town feeling. The town features beautiful green spaces such as Fickle Park, equipped with tables to make the perfect picnic spot. Berthoud is actively trying to become a certified Dark Sky Community, implementing green initiatives to help eliminate light pollution so the community can enjoy the Colorado stars. Housing options include low maintenance condos and new developments tailored to older adults. Berthoud hosts community events like Berthoud Day, which is an annual day of celebration featuring live music and a parade. Berthoud is ideal for retirees who want an affordable but fun place to live with access to modern conveniences.
Salida
Salida is a classic Colorado mountain town that combines natural beauty with a thriving arts and cultural scene, making it a top pick for retirees. Located along the Arkansas River, Salida offers year-round outdoor recreation featuring 36 acres of parks, including the Heart of the Rockies Disc Golf Course. Not to mention, Salida is home to one of the largest indoor natural hot spring facilities in all of the United States. Enjoy soaking in temperament natural mineral water at any time of the year. The town is home to Heart of the Rockies Regional Medical Center, providing excellent healthcare access. Salida’s downtown hosts popular events like the Salida Art Walk, and with a variety of housing options, including condos and retirement communities, Salida is perfect for active retirees who want to enjoy all the outdoor activities Colorado has to offer.
Choosing the right place to retire is about more than just affordability; it’s about finding a community that supports your lifestyle, health, and happiness. Whether it’s the artistic flair of Trinidad or the hot spring leisure of Salida, each of these Colorado towns offers something exciting for retirees without big city worries. With access to quality healthcare, welcoming communities, and plenty of opportunities for recreation and social connection, these small Colorado towns offer an enriching retirement opportunity.
