6 Top-Ranked Towns in Michigan for Retirees

Michigan is known as the "Great Lakes State" because it is the only state in the country that shares borders with four out of the five Great Lakes. While the state has abundant natural beauty, with numerous lakes, streams, and waterfalls, it is also becoming an ideal destination for retirees.

With its low cost of living, a beneficial tax structure, and plenty of activities to keep seniors engaged, Michigan stands out with its charming small towns that offer tranquil spots to spend the "golden" years. Here are six of the best communities to consider when entering the retirement phase of life.

Holland

This community sits on the shore of Lake Macatawa and the eastern side of Lake Michigan. The town is a suburb of Grand Rapids and has found its way onto several top places to retire lists. With a low cost of living, excellent schools, and diverse cultures, Holland might be the place seniors have been looking for. The median cost of a home is around $300,000, which is below the national median ($380,000). Almost two-thirds of the residents own their own homes, and 16.9% of the population is aged 65 and over. There is a fine local hospital, but residents usually drive to Grand Rapids, about 40 minutes away, for specialized services.

Holland is one of the prettiest locales to visit during the spring when the tulips bloom. Throughout the town, there are colorful flower beds filled with vibrant colors. The Windmill Island Gardens has fields of tulips that bloom yearly, with a working grist mill. If you prefer the beach, the Hutton State Park Beach is on Lake Michigan and features a beautiful place to walk along the shoreline.

The downtown area features abundant Victorian architecture and cobblestone sidewalks that enhance the charm. With over 100 locally owned shops, galleries, and restaurants, there's always something to explore. When visiting, don't miss dining at Deboer Bakkerij, known for its authentic Danish pastries and strudels. The Centennial Inn offers a cozy Bed and Breakfast experience in a beautifully restored Victorian house.

Frankenmuth

Known as "Michigan's Little Bavaria" for its strong German heritage, Frankenmuth boasts a picturesque setting with its European-inspired architecture. The town has lush parks, scenic riverside walks, and charming shops. Retirees can enjoy the tranquility of the Cass River, explore the iconic Covered Bridge, and immerse themselves in the town's many quaint attractions.

The cost of living in Frankenmuth is reasonable, making it an attractive option for retirees. With a median home price of $350,000 and an average rent of $748 per month, housing expenses are lower than the national average. The community has a strong senior presence, with almost 30% of the residents aged 65 and over.

The Frankenmuth River Place Shops offer over 40 distinctive small stores set in a Bavarian village, making it an ideal place to spend a day exploring. During the holidays, the Bronner Christmas Wonderland is a must-see, featuring hundreds of thousands of unique ornaments and festive decorations. History enthusiasts will find plenty to enjoy at various museums and historic sites, such as the Michigan Heroes Museum and the Frankenmuth Historical Museum, which showcase intriguing local history. When staying overnight, visitors can choose from charming bed and breakfasts like Bender Haus, Midtown B & B, or Frankenmuth Country Bed and Breakfast, all located just north of town. For dining, Prost provides a cozy wine bar experience, while Honey B's is a favorite among locals for breakfast or brunch.

Petoskey

This small town sits along Lake Michigan's Little Traverse Bay, offering retirees a stunning waterfront setting. The town is known for its historic architecture, boutique shopping, and abundant outdoor recreational opportunities. The median price for a home is $400,000, and the average monthly rent runs around $839. Almost 20% of the residents are retired over the age of 65.

Retirees can indulge in outdoor activities like hiking and biking at the Petoskey State Park or stroll along the beach while searching for fossilized coral stones. The Bear River Recreational Area features a beautiful trail along the water in the city's heart. There are plenty of places to capture beautiful fall foliage or even fish along the rapids.

The Gaslight district features historic buildings, shops, and boutiques. As this community loves to celebrate, you're likely to encounter a festival during your visit. Many travelers stay at the Stafford's Perry Hotel, a historic hotel that has been on the water for 122 years. Dining choices are abundant, with Palette Bistro offering a casual, Mediterranean-inspired menu that stands out. For a burger and great craft beer, head to Petosky Brewing Company.

Marquette

Located in Michigan's Upper Peninsula, Marquette sits on the shores of Lake Superior and combines natural beauty with an active outdoor lifestyle. The town has a rich history in iron ore, and during the late 1800s, it was a significant port for the resource. Throughout its history, Lake Superior's pristine forests and calm shores have made the town a summer haven for tourists. Today, retirees can find ample opportunities to stay active by embracing the many hiking and biking trails and excellent fishing and winter sports.

The median home price in Marquette is $300,000, significantly less than the national average. The town's safe streets and lower cost of living make the area very appealing. There is excellent access to medical care with several hospitals and medical centers, and finding specialized care is not an issue.

The town boasts a lively arts scene, with the Lakenenland Sculpture Park standing out as a top attraction showcasing sculptures crafted from scrap iron. Outdoor lovers will enjoy Presque State Park's stunning scenic views. For shopping, head downtown to explore unique shops and galleries. When it’s time to eat, visit the Portside Inn, a popular spot known for its excellent burgers. Donckers offers a charming breakfast experience, where you can browse their artisan chocolates and caramels before sitting at the counter for pancakes. Be prepared for possible waits, as it tends to be quite busy.

Traverse City

Traverse City is located on the shores of Lake Michigan's Grand Traverse Bay, and it's a popular destination for visitors and retirees due to its stunning natural beauty and lively community. Although the city has a higher-than-average home value of $380,000, the overall cost of living is lower, making it an attractive option for seniors. Additionally, the town offers excellent outdoor activities and top-notch medical care. With 23.4% of the population over 65 years old, there is strong support for services dedicated to the elderly.

Outdoor adventurers will want to explore the many freshwater beaches or the Sleeping Bear Dunes National Lakeshore. Traverse City's downtown area adds charm with diverse boutique shops, art galleries, and delectable restaurants. The city's commitment to the arts is evident in its numerous cultural events and festivals. Whether attending the Traverse City Film Festival or strolling through the downtown streets during the National Cherry Festival, retirees can immerse themselves in a rich cultural tapestry. Be sure to stay at the Cambria Suites Hotel with its excellent dining option, Reflect Bistro.

Okemos

Okemos, a suburb of Lansing, consistently receives high ratings for its housing, education, and diverse community. The median home price is $380,000, slightly above other areas. Despite this, its proximity to urban amenities and convenience make it attractive for residents. The town of 25,000 offers excellent healthcare, safe streets, many places of worship, and numerous family-friendly neighborhoods. It largely supports young families, although 15% of residents are over 65. The community is friendly, and retirees will find the residents warm and welcoming.

Retirees will love exploring the Harris Nature Center or wandering through the vintage buildings at the Meridian Historical Village. The town is near many family farms and orchards, so finding fresh meal produce is never a problem. If you stay in Okemos, there are several motel options, and the Wild Goose Inn is in nearby East Lansing. Be sure to stop by the Stillwater Grill, one of the town's favorite local hangouts.

In Conclusion

Michigan's small towns provide a perfect retirement destination for those seeking natural beauty, tranquility, and engaging activities. Whether looking for the charm of European-inspired architecture, the serenity of lakefront living, or a blend of small-town life with urban amenities, these six towns offer an idyllic lifestyle. Retirees who choose to start this new chapter of their life here will find themselves living in some of the best places for senior living in the country.