8 Best Towns In Tennessee To Retire Comfortably
Retirees looking to settle down have an endless array of options in the United States, from the bustling streets of California to the rugged terrain of New Mexico. That said, many overlook Tennessee, a Southeastern state that is quite midway in terms of position, population, and size. That said, within the seemingly normal borders are various stunning towns that offer amenities and activities for a comfortable retirement. From taking advantage of outdoor areas like the Great Smoky Mountains National Park to providing community spirit through quirky events like the World’s Biggest Fish Fry, there is something for everyone. Moreover, with affordable housing, hospitals, and senior homes, these eight towns in Tennessee are the best options to spend your golden years.
Paris
While it may seem quite secluded, Paris is the county seat of Henry County, which means amenities are plentiful. In this town of 10,000, there is no shortage of comfort, as palpable via the West Tennessee Healthcare Henry County Hospital, which offers state-of-the-art care and over 140 beds. Nearby, the Conger Senior Citizens Center is always full of life, with local services like telephone reassurance and recreational activities. Even with this and much more, Paris is still affordable. The town has a median home value of around $205,000 as of July 2025, which is $130,000 below the state average.
If the amenities seem great, wait till you hear about the activities. Along with sharing its name with the famous city in France, Paris also has its own version of the Eiffel Tower. This 1:20 scale replica of the original was constructed in the 1990s and is an excellent place for some memorable photos when the family comes to visit. For those who want to spend their golden years staying active, Paris Landing State Park is the place to be. Spanning over 800 acres, the park has a large lake, an 18-hole golf course, and plenty of campsites for the perfect outdoor adventures. Last but not least, seniors shouldn’t miss out on the World’s Biggest Fish Fry event in April. It takes place over a full week with carnival rides, catfish dishes (12,000 pounds of it), delicious drinks, and tons of games for loads of fun.
Lebanon
Another town in Tennessee sharing its name with a famous city, Lebanon is a bustling town in Wilson County. A short distance from Nashville, it is the perfect retreat for those who want to escape the urban hustle and bustle without getting too far. Here, seniors can follow their passion through plenty of supportive businesses and landmarks. Art lovers are sure to enjoy a visit to SilverRidge Pottery or Imagine That! The former is a lovely pottery studio where porcelain clay items are made for purchase, while the latter is a creative space where one can learn to paint with ceramics, watercolors, and other materials. For the adventurous souls, Cedars of Lebanon State Park is full of opportunities, with nearly 1,000 acres of lush cedar glades and thick forests. The park has eight miles of hiking trails and over 100 campsites for endless outdoor adventures, such as through the mysterious Hidden Springs Trail.
When you head back to town after a day of activities, Lebanon offers the utmost relaxation. The Vanderbilt Wilson County Hospital is in town with emergency care and various specialties like heart care and geriatrics. For major concerns, TriStar Centennial Medical Center and Nashville General Hospital are large facilities under an hour away in Nashville. Similarly, the Nashville International Airport is also a short drive away, making it easy for locals to travel or for others to visit. Even with its prime location, Lebanon has a reasonable median home value of around $445,000. If this seems too steep, senior living communities like Hearthside Senior Living offer assisted living and independent living with affordable packages.
Erwin
With a median home value of $225,000, Erwin offers an affordable alternative for retirees in Tennessee. The town of 6,000 has a tight-knit vibe and plenty of facilities to keep seniors comfortable. For example, the Unicoi County Hospital has been around for over 50 years, providing medical care for most concerns. Meanwhile, the Erwin Health Care Center is a long-term care facility for more advanced requirements, providing seniors with safety and security with optimal health care. The facility also has social services such as community events, game sessions, and more for a fun time.
Those who want to explore all the town has to offer are also in for a treat. Outdoor lovers head straight to the Nolichucky River, which is ideal for kayaking and rafting when in the mood. Meanwhile, a more quaint experience awaits at Rock Creek Park, where a natural swimming hole offers a soothing time under the sun. When looking for a more indoor outing, head over to Steel Rails Coffee House. With delicious croissants and coffee, it is a social hub on Main Avenue.
Church Hill
On the northeast corner of Tennessee lies the scenic town of Church Hill, known for its greenery and peaceful vibe. Home to around 7,000 residents, people here are full of smiles, and newcomers will feel comfortable in no time. Once settled in, the opportunities are endless, such as an outing at the scenic Laurel Run Park. Spanning over 400 acres, the park has waterfalls, 37 miles of hiking trails (with Bays Mountain Park), and a 300-foot overlook with park views. Moreover, wildlife like deer, hawks, and turkeys is a sure sight. Back in town, spots like Maple Leaf Diner and Pizza Plus are ideal for when you want a quick bite. Whether it's drinks with the mates or a quick pizza at home, there is something for everyone.
For seniors who want to burn those extra calories, the Church Hill Fitness Center is ideally located on Main Boulevard. The site has friendly staff, gym equipment, and cardio areas to stay active. While the workouts should keep you healthy, retirees with medical concerns can get a quick checkup done at Fast Pace Health Urgent Care, which accepts walk-ins. As for homebuyers, the average home value here is $319,000.
McMinnville
Known as the “Nursery Capital of the World,” McMinnville has over three hundred nurseries, creating a scenic environment like no other. Seniors are always surrounded by blossoming fruit trees, vibrant flowers, and lush greenery, perfect for a walk at any time of the day. To this end, over 19% of the roughly 14,000 locals are above the age of 65, indicating a strong social environment for seniors. Locals spend most of their time at the Milner Recreation Center, which boasts sports courts, a water park, walking trails, and more. A short walk away, many businesses like Walmart, Lowe’s, and Shell make it quick and easy to get groceries, home goods, and more. When interested in a unique outing, Cumberland Caverns is nearby, offering mysterious cave tours. As the 24th longest cave in the nation, spanning over 27 miles, it is sure to awe even the most adventurous.
Even with its abundant greenery and opportunities, McMinnville remains financially reasonable. The town has a median home value of $250,000, perfect for homebuyers. If you’re looking for a more social or comfortable environment, Riverview Terrace offers assisted living with affordable pricing plans. The best part is that getting around is easy thanks to the Upper Cumberland Public Transportation and its bus transit routes.
Tullahoma
The town of Tullahoma is split between Coffee and Franklin counties, offering an ideal destination for retirees to settle down. Seniors here will adore the median home value of $300,000, which makes buying your dream home a reality. Moreover, suburban comforts are not far away, such as the Tullahoma Senior Citizens Center, where one can socialize with locals, attend events, and stay active. Moreover, healthcare needs are covered by the Vanderbilt Tullahoma-Harton Hospital. The 135-bed facility has inpatient and outpatient services for optimal care, no matter your age.
When it comes to socializing, there are few places better than Cascade Hollow Distilling Co. This intimate whiskey distillery offers a quaint tasting area where one can sip on drinks over fun conversations. Meanwhile, active retirees can head out for a short hike to Rutledge Falls, where a fantastic cascade of water awaits. Last but not least, seniors interested in history should spend some time in the Beechcraft Heritage Museum, which has dozens of aircraft in a 30,000+ square foot facility.
Maryville
Retirees who want to spend time amidst Tennessee’s outdoors should consider the town of Maryville. Nestled amidst the Great Smoky Mountains, it abounds with natural charm at the mountain’s namesake National Park. Spanning over 500,000 acres, the park has tons of landmarks, including Mount Le Conte, the Appalachian Trail, and endless wildlife. Active seniors can hike the Appalachian Trail to spot tall peaks, forests, and over 300 animal species, like bears, elk, and woodchucks. Those who want an indoor experience can spend some time at the Capitol Theatre or Cades Cove Museum. The latter showcases the past with exhibits on local people and culture, while the former is ideal for an intimate show with your mates.
Ode to the array of activities and attractions, over 18% of the 32,000 locals are above the age of 65, indicating a strong social environment. Seniors in town can also take advantage of premium medical care at Blount Memorial Hospital, which boasts specializations including cancer care, cardiac care, and an emergency wing. Even with so much on offer, Maryville remains affordable with a median home value of approximately $390,000 as of July 2025.
Gatlinburg
Also nestled on the edge of the Great Smoky Mountains National Park, Gatlinburg is a scenic mountain town perfect for retirees who want a peaceful yet adventurous lifestyle. With a median home value of around $410,000, it may be above the state average, but the location and experiences it offers make it worthwhile. The town provides easy access to some of Tennessee’s most stunning natural attractions, including the Gatlinburg Trail and Roaring Fork Motor Nature Trail, which are ideal for relaxed strolls and wildlife spotting. Art lovers will also enjoy the Gatlinburg Arts and Crafts Community, a walkable loop of artisan galleries and handmade goods.
Downtown Gatlinburg is vibrant yet manageable, with cozy diners, riverside walkways, and friendly locals around every corner. Scenic chairlift rides and seasonal festivals add to the town’s year-round charm. Healthcare is close by in Sevierville at LeConte Medical Center, a full-service facility catering to seniors' needs. For those seeking assisted living, Brookdale Sevierville offers a peaceful environment with personal care services and wellness programs just a short drive away.
Settle Down In Tennessee’s Small Towns
These towns across Tennessee offer more than just scenic views and comfortable homes. Each one represents a different side of the state, from riverfront peace in Paris to mountain serenity in Gatlinburg. Seniors looking for a place to retire will find not only affordability and medical access but also a sense of belonging and community. Whether you’re drawn to historical landmarks, artistic communities, or outdoor adventures, there is a perfect match waiting in the Volunteer State. Take your time, explore the charm, and find the place that feels just right for your next chapter.
