10 Towns Perfect for Retirement in Virginia

Virginia is quietly building a reputation as the place to treat retirement as an upgrade, not a slowdown. Tucked between the Blue Ridge and the Chesapeake are towns where life is never dull, where you can afford a comfortable home and still have money left for season tickets, trail gear, or a really good bottle of wine.

In these ten communities, retirement doesn’t mean disappearing into a random cul-de-sac. It might look like catching a Shakespeare play in Staunton, talking big ideas with college students in Blacksburg, or timing your grocery runs around NASCAR race weekends in Martinsville. What ties these towns together isn’t just low housing costs or reliable healthcare (though you’ll find plenty of both). It’s the feeling that you’re joining a living, breathing community instead of a gated bubble.

Staunton

Nestled in the Shenandoah Valley and surrounded by mountain ranges, Staunton is an ideal destination for retirees seeking scenic beauty without high costs. The average home price is approximately $286,500, and rental rates are around $1,250 per month, roughly $900 lower than the national average. The town features reputable healthcare facilities like Augusta Health, offering comprehensive medical services, and its proximity to larger cities such as Charlottesville ensures access to specialized care when needed. Staunton also thrives culturally, hosting the American Shakespeare Center where audiences can enjoy live classic plays. Its historic brick downtown is vibrant with art galleries, music venues, and numerous festivals year-round, showcasing Virginia’s rich cultural heritage.

Blacksburg

Blacksburg offers a mild climate, creating a comfortable environment to settle in. Its proximity to the Blue Ridge Mountains provides numerous outdoor activities such as walking, cycling, and fishing. Trails like the Appalachian and nearby parks give nature lovers plenty of opportunities to explore and enjoy the outdoors. With Virginia Tech located here, residents have access to numerous educational and cultural events, including talks, classes, art shows, and performances. The average home price is around $405,590, slightly higher than average, but the area boasts excellent healthcare facilities like the Carilion New River Valley Medical Center. Downtown Blacksburg is lively, full of restaurants and unique shops, with Main Street being a popular spot for socializing and outdoor activities. The Blacksburg Farmers Market, open year-round, is a favorite for fresh local produce and goods.

Winchester

Winchester offers an attractive retirement option, rich in charm and abundant with nature, making it an ideal place to consider. Retirees can enjoy various activities here, such as joining senior center clubs or volunteering. The town also hosts festivals like the annual Shenandoah Apple Blossom Festival, a community-wide celebration. Despite its many positives, the average house price remains reasonable at around $373,000. Healthcare needs are met by Winchester Medical Center, a highly-rated hospital providing excellent services. For history enthusiasts, Winchester is a delight, with notable sites like the Shenandoah Valley Museum and the Old Court House Civil War Museum.

Martinsville

This charming town is renowned for its NASCAR races and beautiful natural attractions like the Smith River. It offers the advantage of affordable housing and quality healthcare. The average home price is just under $130,000, with healthcare services available at places like Sovah Health - Martinsville, which provides a wide range of medical care. The town offers numerous fun and interesting activities, including visits to the Virginia Museum of Natural History and enjoying many parks and trails. Local theaters, festivals, and community events provide great entertainment and opportunities to socialize. For retirees seeking excitement, Martinsville Speedway is a must-visit. Known as the Paperclip because of its distinctive shape, it is NASCAR's longest-running active track.

Onancock

This town is located on Virginia's eastern shore and offers an old-fashioned, tranquil atmosphere, ideal for retirees. According to the U.S. Census, 32 percent of residents are 65 or older, indicating a community with many people sharing similar interests and life stages. Homes here are reasonably priced, around $270,000. The town has the Riverside Shore Memorial Hospital and other healthcare facilities, making it easy to access medical services. While visiting, be sure to stroll down to the Onancock Wharf, a historic waterfront area central to the town's maritime heritage. At the wharf, you can enjoy boating, fishing, and scenic views of Onancock Creek. Another outdoor attraction is Waterman's Park along Onancock Creek, featuring open green spaces and a small pier where visitors can fish or relax by the water.

Abingdon

Located in the southwestern corner of Virginia, Abingdon is approximately an hour's drive from three neighboring states. If you're a retiree passionate about local culture, this town offers plenty, with a vibrant arts scene including the historic Barter Theatre, one of the oldest professional theaters in the U.S. Additionally, Abingdon’s historic district boasts aged, rustic buildings set in a scenic environment that reflects the town's history. Housing is affordable here, with the average home price just over $260,000. For retirees, access to quality healthcare is essential, and Abingdon is well-equipped with medical facilities like Johnston Memorial Hospital. Staying active is also easy, with numerous walking and cycling options nearby, such as the Virginia Creeper Trail and the Appalachian Trail.

Covington

Covington, where the Jackson River and Dunlap Creek converge, offers a safe and affordable place to live. Looking to save money? Rent here is roughly $800, and home prices are relatively low, averaging around $130,000. The town fosters a strong sense of community, highlighted by events such as the Annual Covington Heritage Festival and the Jackson River Scenic Trail Marathon. It also boasts charming small-town features perfect for retirees, like the beautifully restored Historic Masonic Theatre, which hosts various performances and serves as a cultural center. The Covington Farmers Market, held regularly, offers fresh produce, handmade items, and live music, creating an energetic community vibe. Additionally, the Rosedale Historic District showcases historic homes that reflect Covington’s architectural heritage and provide a glimpse into its past.

Bridgewater

Imagine living amidst the beauty of the Shenandoah Valley. Residents can explore numerous trails, enjoy fishing, and experience the great outdoors, including nearby Shenandoah National Park and George Washington National Forest. According to the US Census Bureau, many residents in Bridgewater are over 55, making it an inviting community for those seeking like-minded friends. It is also conveniently close to excellent hospitals such as Sentara RMH Medical Centre in Harrisonburg. The town offers a variety of fun activities like local events and festivals. Bridgewater College plays a key role in this vibrant scene, hosting cultural events, talks, and performances that retirees may enjoy. Every July, the Bridgewater Lawn Party transforms the town into a celebration with rides, delicious food, and plenty of other exciting attractions.

Warsaw

This small town in Richmond County is known for its vibrant downtown and its proximity to the Northern Neck and Rappahannock Rivers. According to Zillow, homes in Warsaw typically cost around $235,000, making it an attractive option for retirees. The town is home to Rappahannock Community College, which provides a variety of educational programs for lifelong learners. Riverside Tappahannock Hospital, just 15 minutes from Warsaw, offers comprehensive medical services, including emergency care. Visitors can also explore culturally significant sites like Menokin, a historic location near Warsaw where Francis Lightfoot Lee, a signer of the Declaration of Independence, once lived. Each year, Warsaw hosts the Richmond County Fair, celebrating local traditions with entertaining displays, rides, and shows for all ages.

Farmville

The name clearly reflects Farmville's origins. Established in the 18th century, the area quickly gained recognition for its excellent farming conditions and strong agricultural growth. If outdoor activities are a priority during retirement, Farmville offers the nearby Appomattox River and High Bridge Trail State Park, providing a peaceful and scenic setting for relaxation. Housing here is affordable, with prices just under $250,000, or an average rent of $1,200 for any size. Longwood University, located in Farmville, offers opportunities for continuous learning through classes, lectures, and cultural events. The town also hosts a variety of festivals and events, such as the Heart of Virginia Festival and the Farmville Wine Festival, ensuring there's always something to enjoy.

In Conclusion

Selecting the perfect retirement location is a significant choice, and Virginia presents a variety of charming towns to suit every taste. Whether it's the historic charm of Staunton and Winchester or the lively community vibe of Blacksburg, each place offers distinct advantages for retirees. With affordable housing, excellent healthcare, and plentiful recreational activities, these towns are ideal for spending your golden years in the heart of Old Dominion.