California's 10 Best Retirement Towns Ranked
Finding the best place to retire is about balancing everything a state has to offer, from low crime rates to convenient locations, quality healthcare, and an overall strong quality of life. As the most populous state in America, there is no doubt that California is one of the most desirable places to live. Whether it's the appeal of a warm climate, reliable healthcare, or the preservation of local culture, read along to find the ideal hometown to spend your golden years. From dedicated senior communities like Laguna Woods to countryside settings like St. Helena, California caters to all interests and lifestyles for those willing to look beyond its busy major cities.
Ojai
Ojai is one of California’s most appealing retirement towns, with over 30 percent of its 7,499 residents aged 60 or older. Nestled in the Ojai Valley, it offers a peaceful, nature-focused lifestyle and strong community ties. In 2019, it reported just eight violent crimes and 74 property crimes, ranking among the state’s safest towns.
Healthcare is limited, with Community Memorial Hospital as the main facility, making Ojai better suited to active seniors who prioritize nature and wellness over broad medical access. Wellness options include The Day Spa of Ojai and The Spa at The Lavender Inn, both offering calming treatments. Local programs like the Senior Strength Program, run by the HELP of Ojai Foundation, support independent seniors with fitness classes, games, music sessions, and social activities.
Arcata
Arcata combines rich history, scenic landscapes, and peaceful waterfront views to create an ideal small-town retirement setting. Located north of Humboldt Bay, it ranks among California’s best places to retire thanks to its low crime rate and proximity to natural attractions like the Arcata Marsh & Wildlife Sanctuary, Redwood National and State Parks, and the Arcata Bird Sanctuary.
Despite a population of around 18,000, the town recorded only 79 violent crimes in 2019, according to FBI reports. Seniors relocating to Arcata also benefit from convenient healthcare access, with Mad River Community Hospital in town and St. Joseph Hospital just 8.5 miles away in Eureka. Community spirit also plays a significant part in Arcata’s retirement appeal, with events like the Arcata Lantern Floating Ceremony and the Arcata Bay Oyster Festival.
Solvang
Retirees drawn to culture and character will find Solvang especially appealing, with its Danish roots and quaint atmosphere offering a fresh take on small-town life. With a population of just 5,962 and only 10 violent crimes reported in 2019, it’s both peaceful and safe. Surrounded by farmland and vineyards, the town exudes countryside charm, while local parks and green spaces provide easy options for daily activity.
Notable nearby spots include Nojoqui Falls Park, Alisal Commons Open Space, and the scenic Alisal Golf Course. For those seeking senior living options, Solvang offers reputable communities such as Atterdag Village of Solvang, a non-profit continuing care retirement community providing independent living, assisted living, and skilled nursing services. Another option is Solvang Friendship House, which specializes in assisted living and memory care services.
Avalon
Avalon ranks as one of the best towns to call home in retirement, offering a serene island setting and a welcoming, tight-knit community. With fewer than 4,000 residents, it recorded only 10 violent crimes in 2019, creating a safe and peaceful environment for newcomers. Basic healthcare needs are met at Catalina Island Medical Center, while more extensive services are easily accessible by ferry, with Los Angeles 49 miles away and Long Beach even closer.
Retirees enjoy a slow-paced, wellness-focused lifestyle, starting mornings with beachside walks along Crescent Avenue or light hikes to the Wrigley Memorial and Botanic Garden. Yoga sessions and spa treatments at Island Spa Catalina support physical well-being, while local events help new residents build connections. Fine dining also plays a significant part in the small-town experience, with iconic spots like Avalon Grille, The Lobster Trap, and Steve’s Steakhouse and Seafood offering memorable meals and social outings. With year-round mild weather, familiar faces, and easy access to everyday essentials, Avalon offers a relaxed and fulfilling retirement experience.
Saratoga
Saratoga is one of the best places to retire for seniors seeking a suburban lifestyle with easy access to big-city amenities. Located at the edge of Silicon Valley, it blends Bay Area sophistication with a slower, more relaxed pace. Around 25.9% of the population is aged 65 or older, supported by strong senior programs. Seniors can take art or music classes at the Montalvo Arts Center, explore Hakone Estate and Gardens, or enjoy live performances at the Saratoga Civic Theater. Downtown Saratoga offers a welcoming café and dining scene, with popular spots like Big Basin Café and Bell Tower Café providing perfect places to enjoy leisurely afternoons.
Healthcare access in Saratoga is excellent, with respected hospitals nearby including El Camino Health in Mountain View and Good Samaritan Hospital in San Jose, located just under 5 miles away. Saratoga’s ranking among the best places to retire is also tied to its low crime rate, with only 16 violent crimes reported in 2019 despite a population of more than 30,000. With strong community services, beautiful surroundings, and easy access to quality care, Saratoga offers a safe and enriching retirement experience.
Danville
Danville offers retirees the best of both worlds, balancing small-town charm with the convenience of big-city access. Located in the scenic San Ramon Valley, it provides easy routes to San Francisco and Oakland while maintaining a calm, community-driven atmosphere. With a population of nearly 45,000 and only 23 violent crimes recorded in 2019, according to FBI reports, Danville stands out for its safety and welcoming spirit.
Seniors quickly become part of the community in Danville through weekly gatherings like the Senior Lunch Program and free outdoor concerts such as Music in the Park at Oak Hill Park. Downtown Danville adds to the town’s appeal, with cosy cafés and shops like Cocina Hermanas on Hartz Avenue, handmade sweets from Danville Chocolates, and hearty meals at the beloved Sideboard Kitchen.
St. Helena
Set in the heart of Napa Valley, St. Helena is a small yet vibrant town that offers a luxurious yet practical retirement lifestyle. With 28.9% of the population aged 65 or older, seniors are drawn to its peaceful pace and natural beauty. Outdoor activities are easily accessible, from hiking at Bothe-Napa Valley State Park to leisurely wine tastings at nearby vineyards. Community hubs like the Rianda House Senior Activity Center offer classes, social gatherings, and wellness programs tailored to older adults.
Downtown St. Helena adds charm to everyday life with boutique shopping, gourmet restaurants, and local art galleries. Healthcare is readily available, with Queen of the Valley Medical Center located just 15 minutes away. St. Helena also maintains a quiet, safe environment, recording only 12 violent crimes in 2019 according to FBI reports. St. Helena is an outstanding choice for retirees seeking countryside elegance, community warmth, and a lifestyle focused on wellness.
Belmont
Known for its peaceful neighborhoods, rolling hills, and close-knit community feel, Belmont offers retirees a scenic, welcoming place to settle. Located just 23 miles south of San Francisco, it provides easy access to city amenities while maintaining a quieter pace of life. Its tree-lined streets and parks like Twin Pines Park offer inviting spaces for walking and picnicking. Seniors can enjoy the Twin Pines Senior and Community Center, which hosts fitness classes, hobby groups, and social events, as well as the Twin Pines Art Center for exhibitions and workshops.
The Belmont Farmers’ Market, held every Sunday, adds a lively spot for fresh produce and community gathering, while Davey Glen Park provides an easy, scenic route for daily exercise. Public transportation options like Caltrain make visiting nearby cities simple without the need for frequent driving. Belmont is also close to top healthcare providers, including Stanford Health Care and Kaiser Permanente. According to FBI reports, the city recorded only 45 violent crimes in 2019 out of a population of 27,272, reinforcing its reputation as a safe and welcoming place. For retirees seeking a peaceful home base with easy urban connections, Belmont offers charm, safety, and day-to-day comfort.
Monterey
Monterey stands out for its breathtaking coastal scenery and endless outdoor beauty, offering retirees a peaceful and inspiring place to call home. Seniors can enjoy daily walks along the scenic Monterey Bay Coastal Recreation Trail, a paved 18-mile path stretching from Castroville to Pacific Grove, perfect for taking in ocean views and fresh air.
The retirement experience in Monterey is enhanced by its strong artistic ambiance and a full calendar of events that help newcomers feel quickly at home. Notable artistic attractions include the Pacific Grove Art Center and the Monterey Peninsula Art Foundation Gallery, both showcasing works by local and regional artists. Major cultural events like the Monterey Jazz Festival offer retirees opportunities to stay socially and creatively engaged year-round. Better yet, the small town of Monterey is also home to an extensive range of senior living options for those in need of attentive care, with top-ranked facilities such as The Park Lane and Cypress Ridge Care Center.
Laguna Woods
Laguna Woods stands out as one of California’s premier retirement communities with a village exclusively designed for older adults. Over 90% of its residents are 65 or older, creating a city where every detail supports senior living. The community comprises numbered and gated neighborhoods like Gate 6 and Gate 5, some with resort-style amenities such as golf courses, pools, fitness centers, and hobby studios. Seniors can take advantage of organized clubs, educational classes, and a full calendar of events ranging from Tai Chi lessons to art workshops.
Healthcare is highly accessible in Laguna Woods with nearby facilities like MemorialCare Saddleback Medical Center. Laguna Woods also offers a senior bus system, ensuring easy transportation within the city. In 2019, the city recorded only seven violent crimes out of a population of 16,043. With a strong sense of community, abundant activities, and a focus on safety, Laguna Woods offers a dynamic and supportive environment for retirement living.
From coastal retreats to vineyard towns and island escapes, California offers retirees an exceptional range of options beyond its major cities. Whether prioritizing outdoor beauty, cultural opportunities, or healthcare access, these 10 towns combine safety, community spirit, and quality of life. In the right setting, retirees can enjoy a vibrant, connected lifestyle, living each day to the fullest according to their own preferences.
