- Healthcare is defined as the maintenance of health by means of prevention, diagnosis, treatment, and recovery.
- The Bismarck Model of the healthcare is a single-payer system that looks similar to how healthcare is organized in the US.
- Asian countries have a combination of the Beveridge and Bismarck models healthcare is paid for is through higher taxes.
Healthcare is a vital part of every country, a successful healthcare system can often mean that a country does well in most other fields, and is blossoming economically. Healthcare is usually defined as the maintenance of health by means of prevention, diagnosis, treatment, and recovery. All of these deal with various diseases and injuries, as well as mental and physical impairments.
The healthcare system of a country is administered by health professionals in various fields. Of course, there are many different healthcare systems, and we will explore how they function.
In developed countries, there are four different types of healthcare systems that are the most common. These systems are the Beveridge Model, the Bismarck Model, the National Health Insurance Model, and the Private Insurance System.
The Beveridge Model
The Beveridge Model is the first national single-payer healthcare system. In this type of system, the doctors and the hospitals work for the government in the majority of cases. There are some doctors that do continue working as private physicians though.
People that live in countries that follow the Beveridge Model do not get any bills for any medical service they need. Everything is paid for by the government through taxes. This system is known for saving large amounts of money since the government is in charge of the prices being charged. This includes pharmaceutical companies as well. The downside of this model is that people need to wait for treatment longer since the number of physicians is usually smaller. However, this happens in rare cases, and this model is usually extremely successful.
The Bismarck Model
The Bismarck Model of the healthcare system is another form of a single-payer system. It looks similar to how healthcare is organized in the United States. Insurance companies are the ones that provide people with healthcare. These companies are paid by peoples’ employers through the deduction of paychecks.
Bismarck requires that everyone is covered, meaning all people in these countries have healthcare, which is not the case in the US. Doctors often do not operate for large profits, which makes the costs more affordable than they are in the United States. This system can be found in Germany, and while it is true that the doctors there earn less than the ones in the US, they also don’t have student debts. Also, according to research, people in Germany can get treatment extremely fast, much faster than US citizens.
The National Health Insurance Model
This is the third type of single-payer healthcare system. It is mostly practiced in Asian countries. It is best described as a combination of the Beveridge and Bismarck models. The way people pay for healthcare in this system is through higher taxation. One good thing that comes with this is that patients can freely choose what doctor and hospital they wish to go to.
Prices are on the lower side as well, just like in the previously mentioned systems. The doctors and hospitals do not have an incentive for a large profit, which in general means that the healthcare system is easier to sustain. The health outcomes in these countries are better than elsewhere, on average. One example is Japan, a country that does its best to emphasize preventive care. This is one of the reasons life expectancy in this country is extremely high.
The Private Insurance Model
This is the last of the four types of healthcare systems, and it is the one that is the most prevalent in the United States. Under this system, people are normally covered by their employers or private policy. However, they often go without any healthcare coverage, which can create huge problems.
Since the wages are shrinking in many parts of the US, while the prices are growing, many people do not have healthcare. This means that they often can’t visit the doctor unless it is an emergency. In that case, they usually go to the emergency room. There are people living in poor areas of the country that have never even visited a doctor. This model needs to be changed and improved because it is simply not functioning well the way it is now.